Mitigating Your Water Damage Insurance Claim

J.P. Gonzalez-Sirgo
Founder of J.P. Gonzalez-Sirgo, P.A.

What should you do when you suffer water damage to your home?  Start by mitigating your damages.

Often the cause of water damage to a home is a broken pipe, a busted plumbing line, a water heater gone bad, water backing up into the house from a clogged pipe, refrigerator leak, AC leak, etc.  You get the picture.

The first thing that you want to do is to mitigate the damage.  Mitigation is a fancy term that basically means that you want to do everything that you reasonably can to prevent the damage caused by the water intrusion from getting worse.  This is important as your insurance policy requires that you mitigate your damages.  For example, you would make temporary repairs to the cause of the water intrusion.  In other words, you would make repairs to the damaged plumbing, if that is the cause of the water intrusion, to stop the leak.  You would also dry all of the water that came into your home.  Often, homeowners hire water mitigation companies to do this work.  

You also need to promptly notify your insurance company of the damage.  You should document your communications with the insurance company, take photos or video of all damage, obtain estimates for needed repairs, safeguard proof of any money that you spend on temporary repairs, and seek professional claims help.

You can reach Miami Insurance Claims Attorney J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email J.P. directly at [email protected].

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