What types of property are not covered by flood insurance?

  • Accounts, bills, deeds, evidences of debt, money, coins, postage stamps, manuscripts, etc.
  • Fences, piers, seawalls, outdoor swimming pools, bulkheads, wharves, bridges, docks, boat houses on or over water.
  • Land values, lawns, trees, shrubs, plants, growing crops, livestock, animals, birds, fish.
  • Walks, driveways, and paved surfaces outside building foundation walls.
  • Motor vehicles (with exceptions), aircraft, watercraft.

However, a complete review of your flood policy is necessary to fully determine coverage in your claim.

J.P. Gonzalez-Sirgo
Founder of J.P. Gonzalez-Sirgo, P.A.