Even though the event is traumatic, you are able to remain calm in the aftermath. After all, you were responsible and bought insurance to protect against just these kinds of life altering events.
You comfort your family: everything is going to be fine. You’re covered.
Did You Know…
Delay, Deny, Don’t Pay
Unfortunately, this appears to be the mantra that most insurance companies seem to live by. Your insurance company was there for you – while collecting your premiums. But when your claim is processed, your insurance company doesn’t come through. Your claim is either denied altogether or you are lowballed with a paltry sum that doesn’t begin to cover the damages you’ve suffered.
Hold Them To THEIR PROMISE
An insurance policy is a contract. And a contract is just a set of promises. In simple terms, you promised to pay your premiums and the insurance company promised that in exchange for your premiums, they would be there for you by covering your losses should certain events occur. Hold them to their promise.
If your home was damaged, you have repair or replacement bills, you may have incurred additional living expenses for an extended stay in a hotel, and your personal property may have been damaged. If your business has been damaged, you have also suffered an interruption to your business resulting in lost income and profits. Your loved one thought of your needs when they purchased life insurance for your benefit. How do you now pay your bills in their absence? If your vehicle is stolen or damaged, you have to purchase a new one or pay for the repairs to the vehicle. If you’ve developed an illness or been injured and now are disabled, you have hospital bills, lost income, and an inability to perhaps continue your employment in the future.
Don’t settle for lowballing. Don’t settle for stonewalling. Don’t settle for anything less than what you paid for in your policy. Hold them to their promise.
Your Insurance Against The Insurance Companies.
Before I became a lawyer, I worked as a claims adjuster for an independent claims adjusting company that represented several insurance companies. During my tenure as a claims adjuster, I handled hundreds of different claims and gained an inside look at how insurance companies work. I’ve been on the other side and needless to say, I now take pride in representing insurance policy holders with insurace bad faith claims due to unfair treatment from their insurance companies.
I like to think of myself as YOUR insurance against the insurance companies. I will help you hold them to their promise.
If you feel that you have been wronged by your insurance company – whether you have had a claim denied or whether you have not received what you are due under your policy – please contact me directly. Let me help you right the wrong.
Even if your insurance bad faith claim isn’t new, even if you unknowingly accepted the small check they gave you, you may l be able to pursue your claim – you may be able to reopen an unfair claim years after the loss.
I’ve handled in excess of a thousand insurance claims and just about every type of claim imaginable. I’ve fought against every big insurance company out there. I handle every case personally and take every case personally. Don’t let insurance company adjusters and insurance company lawyers tell you what you are due under the policy. Let me level the playing field. Let me help you with your insurance bad faith claim in Miami and throughout Florida.
There are numerous challenges facing policy holders attempting to have their insurance claims timely honored by insurance companies: The delays in investigation of claims, the endless request for documents, requests for sworn statements or examinations under oath, requests for recorded statements, requests for independent or compulsory medical evaluations, issues related to actual cash value determinations, issues related to replacement cash value determinations, recovery of additional living expenses issues, costs of debris removal issues, contents or personal property claims issues, law and ordinance issues, damages to dwelling or structure related issues, fraud and arson accusations, total loss or constructive total loss issues, appraisal or appraiser issues, umpire issues, application issues, material misrepresentation issues, supplemental claim issues, bad faith insurance claims, including litigation. Whether or not you have retained a Public Adjuster, insurance claims attorney J.P. Gonzalez-Sirgo, P.A. can prosecute your insurance claim.
I understand that many of our clients do not have the resources or means to pay lawyer fees out of pocket. Because of this, I offer free consultations. In the great majority of cases, if I decide to go forward with your case, I will work on a contingency fee basis.
Miami insurance claims attorney J.P. Gonzalez-Sirgo, P.A. helps insurance policy holders recover what they are due on their insurance claims. For a free consultation, please contact our office in Miami-Dade County at 305-461-1095 or toll free at 1-866-71-CLAIM or fill out the short online contact form and a member of our office will contact you immediately or visit us in Espanol.
We welcome attorney referrals from our colleagues. Many of our clients come to us as a result of referrals from other attorneys who know of our success in handling first party insurance claims. We encourage and welcome these co-counsel opportunities and routinely share fees in accordance with the rules regulating the Florida Bar and Florida law. We recognize the trust placed in us by our referring attorneys and so we make sure that our referring attorneys are kept in the loop throughout our representation, from the initial intake through the conclusion of the case.
J.P. Gonzalez-Sirgo, P.A. provides experienced insurance law, coverage and bad faith insurance claims legal counsel and representation for businesses and individuals throughout Florida and Miami Dade County, including Aventura, Bal Harbour, Carol City, Coral Gables, Doral, Florida City, Golden Beach, Hialeah, Hialeah Gardens, Homestead, Kendall, Key Biscayne, Medley, Miami, Miami Beach, Miami Lakes, Miami Gardens, Miami Shores, Miami Springs, North Bay, North Miami, Opa Locka, Pinecrest, South Miami, Sunny Isles Beach, Surfside, Sweetwater, Virginia Gardens, West Miami, Westchester, all the Florida Keys communities, including Broward and Palm Beach Counties.
If your insurance company is denying or delaying your life insurance claim, let J.P. Gonzalez-Sirgo, P.A. examine your case. Serving Miami-Dade County as well as the greater Florida area, J.P. Gonzalez-Sirgo is determined to make your insurance company follow through with their promises to you.
Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. In Miami-Dade County call me at 305-461-1095 or call me toll free at 1-866-71-CLAIM.
Whether your home was damaged by hurricane, fire, storm, flood, water, mold, theft, vandalism, sinkhole, or pipe leak call us to determine if you received what you are due under your policy. Serving Miami-Dade County as well as the greater Florida area, J.P. Gonzalez-Sirgo is determined to make your insurance company follow through with their promises to you.
Is your insurance company refusing to honor the full value of your claim regarding business interruption or commercial property damage? Unfortunately, getting your claim paid is almost never as easy as filing a claim. J.P. Gonzalez-Sirgo is determined to make your insurance company follow through with their promises to you.
Is your insurance company refusing to honor the full value of your claim for auto theft, vandalism, or property damage to your automobile? Level the playing field and let us use our experience to help you.
J.P. Gonzalez-Sirgo, P.A.
Douglas Entrance
804 Douglas Road
Suite 373
Coral Gables, FL 33134
Phone: (305) 461-1095
Fax: (305) 461-1096
My loved one has passed and I can't find the life insurance policy. What can I do?
When filing an homeowner’s insurance claim, how do I prove the losses that I incurred most effectively?
My insurance company will not pay my small insurance claim, is it still worth for me to hire insurance claims attorney J.P. Gonzalez-Sirgo, P.A. to pursue the claim?
Can you help me with my flood insurance claim?
What Business and Commercial insurance claims can you help me with?
I own a business and have suffered business interruption losses, can insurance claims attorney J.P. Gonzalez-Sirgo help me with my insurance claim?
Can I get a free consultation with J.P. Gonzalez-Sirgo, P.A. to discuss my insurance claim?
What are your fees and expenses?
How much will it cost me to hire insurance claims attorney J.P. Gonzalez-Sirgo?
What is Insurance Bad Faith?
My insurance claim was denied. Do I have an insurance bad faith claim?
What are the different forms of Insurance Bad Faith?
What is a licensed Florida Public Adjuster?
Is insurance claims attorney J.P. Gonzalez-Sirgo, P.A. able to represent me as a "Public Adjuster?"
If I have already hired a licensed Public Adjuster, can I still retain J.P. Gonzalez-Sirgo, P.A.?
What is a "Flood?"
Who administers and pays on my flood insurance policy?
How much time do I have to file a flood insurance claim from the date of loss?
Does J.P. Gonzalez-Sirgo, P.A. handle condominium and homeowner association insurance claims?
What is "mold?"
How does mold grow or multiply in my home or business?
Should I be concerned about mold causing damage to my home or business?
Is sinkhole damage covered by my insurance policy?
What are some sinkhole activity signs I should look for?
What is a Renters Insurance Policy?
Why do I need Renters Insurance?
What does Renters Insurance Cover?
I have a claim pending with my insurance company in Florida. I just received a letter from the adjuster stating that although they are investigating the claim, the insurance company is "reserving all of their rights" under the policy. What does this mean?
The adjuster handling my claim just called asking to take my recorded statement. What does this mean?
I just received a letter from my insurance company in Florida requesting that I submit to an Examination Under Oath/Sworn Statement. What does this mean?