This manual is published by the American Psychiatric Association and covers psychiatric or mental disorders of children and adults. This manual is also known as the DSM-IV. The manual covers known causes of these disorders, statistics, prognosis and treatment. Disability insurance companies use this manual to better understand their policyholder's mental illness, treatment and needs as a patient.
The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail.