What information do insurers use to approve or disapprove my disability insurance claim?

Insurers will use any information at their disposal to disapprove your disability claim.  From an evidentiary standpoint, typical information includes your medical records, vocational evaluations, and statements from your employer, family members, neighbors and third parties.

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.