My long term disability check was abruptly terminated or cut-off, what should I do?

You should contact an experienced long term disability lawyer immediately.  Disability insurance companies are known to abruptly cut-off monthly disability benefits after conducting surveillance, including secretly videotaping you doing activities that a person with your disabilities could not typically do.  These activities could include doing yard work, playing golf or some other sport, dancing, driving, walking without a cane, etc.  Other excuses disability insurance companies use to suddenly cancel disability payments include:

  • You have discontinued medical therapy or treatment;
  • You are helping your spouse with his/her business on a part-time basis,
  • You are working another job,
  • You have posted your resume on the internet in hopes of seeking employment,
  • You are running a home based internet company,
  • You own and operate a business,
  • You are not "totally" disabled anymore,
  • Your disability is an illness, not an injury, (injury payments could be for lifetime)
  • Many other reasons

Disability insurance companies conduct secretive investigations into your current life and look for any reason to terminate or suspend your long term disability benefits.  Investigators will "Google" your name on the internet, go through your Facebook page, MySpace page, Twitter page, or any other website or blog page you might maintain.  Investigators will also search public records, including corporate records and business and professional licenses you may own.  Investigators may also follow you, call you or talk with you in hopes of obtaining information that may be used against you in order to cut-off your disability monthly payments.

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.