If I'm not represented by an experienced disability insurance lawyer, will my disability insurance claim be denied?

Statistics show that nearly 70% of long term disability claims are denied.  Studies also show that an individual not represented by an experienced disability attorney is six (6) times more likely to be denied long term disability benefits.  Common reasons for denial and termination of benefits include, but are not limited to:

  • Any occupation clause,
  • Own occupation clause,
  • Fraud,
  • Residual disability,
  • Zero disability,
  • Disability has abated,
  • Pre-existing condition,
  • Many other reasons.

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.