I was approved for long term disability benefits, but my disability insurance company is requesting a "medical recertification." What is this and must I submit to this request?

Most long term disability insurance policies contain a provision that if your benefits are approved, as a condition for continuing to receive benefits, you must submit to a medical recertification process every year.  This means that once a year, you must undergo a re-evaluation of your medical condition if you want to continue receiving benefits.  

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.