I have a short term and a long term disability insurance policy. My short term disability insurance claim has been denied, does this mean my long term disability insurance claim will also be denied?

Many claimants have their short term and long term disability policies with the same disability insurance company.  If your insurer denied your disability claim under your short term disability policy, they will most certainly deny your long term disability claim.   It is imperative that upon denial of your short term disability claim, you seek experienced legal counsel to represent you in the denial of your claim.  By reversing the denial of your short term disability claim, you will have a much stronger chance of obtaining long term disability benefits as well.

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.