From the moment I file my disability insurance claim, by when should I expect the carrier's decision?

Receiving a denial or approval of your claim can vary from case to case.    A decision may not come as quickly as you would prefer.  However, you can expect to receive requests for additional information which will result in unwelcomed delays. 

The carrier's decision will be in a written letter to you and should explain if they have approved your claim or if your claim has been denied and the reason why.   

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.