What Are The Concerns Related to Privacy and Identity Theft in Insurance Claims Investigations?

During the investigation of an insurance claim, insurance companies often ask their policyholders to produce a ton of information.  Not all of these requests are relevant to the specific claim at issue.  And the requests are typically burdensome and over broad.  Some of these requests will ask for private, sensitive financial information.  These requests may ask for social security numbers for the policyholder and even family members depending on the type of insurance claim.  They may also ask for dates of birth, driver's license numbers, birth certificates, passports, bank account numbers, information related to social media accounts (like Facebook, Instagram), etc.  The requests may even ask the policyholder to sign authorizations for the insurance company to order the policyholder's credit reports, bank statements, utility records, medical records, etc., etc. You get the idea.  In this age of electronic data breaches and identity theft, what assurance does a policyholder have that this information is being properly protected by the insurance company and by the insurance companies' third party vendors that may have access to this highly sensitive information, and even against rogue insurance company employees?  In future blogs, we will attempt to provide some ways of maximixing protection for the insurance policyholder facing these sorts of requests from an insurance company investigating an insurance claim.

You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].

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