Depending on the type of homeowner's insurance policy that you have, that will dictate what types of perils or losses that policy covers. For example, fires, hurricanes, flood, water damage to your home caused by a failing public plumbing system. All of those things can be covered by your homeowner's policy, but not guaranteed coverage. You're going to have to ask for a copy of your policy, if you don't have it, from your insurance company, insurance agent or insurance broker, and review that policy, or have a professional review the policy for you to make that determination.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].