Osteoarthritis Disability Insurance Claim

Osteoarthritis, which is the most common form of arthritis, is painful and often disabling.  This disorder, also referred to as degenerative joint disease or osteoarthrosis, results from the wearing down of cartilage in the joints.  Osteoarthritis can impact virtually any joint in your body, although most people feel the pain in their hands, hips, neck, knees and lower back.

Anyone can suffer from osteoarthritis, but the people who are most at risk include older adults, women, individuals with bone deformities, those who are obese and patients suffering from other diseases.  Also, certain occupations place workers at a higher risk of developing this disorder.  For example, a job that places repetitive stress on a particular joint can lead to osteoarthritis.

According to MayoClinic.com, the symptoms of osteoarthritis include:

  • Joint pain during or after movement
  • Joint tenderness when pressure is applied 
  • Swelling in the joints
  • Joint stiffness in the morning or after prolonged period of inactivity
  • Inability to perform full range of motion in the joint
  • Grating sensation when the joint is used
  • Bone spurs around the joint

One of the most disheartening aspects of this debilitating condition is that it worsens over the years and there is no cure.  There are treatment options, though, that will help manage the pain.  Medications are typically prescribed to patients with osteoarthritis, including non-steroidal anti-inflammatory drugs, tramadol, painkillers and cortisone shots.  Physical therapy and special braces or splints can also help relieve the pain.  In some cases, surgery is needed, such as viscosupplementation, bone fusion or joint replacement, to treat osteoarthritis.

Osteoarthritis can make it difficult to get through the day and many people suffering from this disorder are not able to work.  If you have developed osteoarthritis, you may qualify for disability insurance benefits. 

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents people who have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. We can also assist with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. For more information contact a Miami disability lawyer at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM.  Our law firm has been helping individuals with their disability insurance claims for the last 15 years.