What is a "Flood?"

A general and temporary condition of partial or complete inundation of normally dry land areas from:

  • Rising water or storm surge, whether driven by wind or not.
  • The overflow of inland or tidal waters.
  • The unusual and rapid accumulation or runoff of surface waters from any source.
  • Mudslides (i.e., mudflows) which are proximately caused by flooding.
  • The collapse or subsidence of land along the shore of a lake or other body of water as a result of erosion or undermining caused by waves or currents of water exceeding the cyclical levels which result in flooding.
J.P. Gonzalez-Sirgo
Founder of J.P. Gonzalez-Sirgo, P.A.