What is a flood?

A general and temporary condition of partial or complete inundation of normally dry land areas from:

• Rising water or storm surge, whether driven by wind or not.
• The overflow of inland or tidal waters.
• The unusual and rapid accumulation or runoff of surface waters from any source.
• Mudslides (i.e., mudflows) which are proximately caused by flooding.
• The collapse or subsidence of land along the shore of a lake or other body of water as a result of erosion or undermining caused by waves or currents of water exceeding the cyclical levels which result in flooding.