Insurance companies make big profits every year because they specialize in either denying or underpaying insurance claims. In the case with a stolen car insurance claim, the insurance company will investigate your stolen auto claim because it may suspect that you were probably involved in the theft of your own car. Because of this, the insurance company may launch its own investigation into your personal and financial affairs which could take several months. They may request to see your bank statements and also pull your credit history in an attempt to gather evidence of financial hardship as proof that you could no longer afford your car payments and therefore participated in the theft of your own auto. This is also true when your stolen car is later recovered damaged or with missing parts. As part of their investigation, they may also request to take your examination under oath or a sworn statement.