It depends on your policy provisions.
Typically, your disability insurance benefits will continue until:
- 1. Your disability ceases or improves sufficiently for you to return to your prior job or any other gainful occupation;
- 2. Your disability insurance policy is exhausted based on age limitations;
- 3. Your disability insurance benefits are cut-off or terminated for one of several reasons, including failure to continue physician treatment, fraud, etc.
The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail.