Yes, our office can help you with your flood insurance claim. You will never be responsible for any of our legal fees or our costs if we are not successful. Furthermore, you will never be asked to pay for costs up-front. If we are successful in your insurance claim, you will only pay a small percentage of the insurance settlement, usually as low as 10%. In cases where litigation (lawsuit filed) is necessary, fees increase to 40% and costs of litigation are extra. Since almost all flood insurance policies fall under a federal flood insurance program, the lawsuit would have to be filed in federal court. Because of this, federal law does not allow the insured to recover attorneys fees and costs even if you win your flood insurance case.
Therefore, in flood insurance cases, attorney fees and costs would be deducted from the proceeds of the insurance settlement. However, there are flood insurance policies that were issued by a private insurance carrier and not the federal flood insurance program. Under these private carrier flood policies, your rights to recover attorney fees and costs may differ from the federal flood insurance program. Since not all flood insurance claims are alike, please call our office to arrange a free consultation with insurance claims attorney J.P. Gonzalez-Sirgo to discuss your case in more detail.
