Differing Insurance Policy Interpretation Leads to Denial

J.P. Gonzalez-Sirgo
Founder of J.P. Gonzalez-Sirgo, P.A.

Undoubtedly, it can be infuriating to receive a letter from your homeowner’s insurance company stating that your claim for property damage has been denied.  To add insult to injury, since you live in Florida, you pay a lot of money to insure your home against damage.

Even though an insurance company has said “no” to your claim, it is still possible that you will be able to recover on your claim. You don’t have to take “no” for an answer.

Different insurance companies write their policies in different ways, with some listing specific types of damage that are covered by the policy and others stating that they cover everything except certain items, which are referred to as the exclusions. Sometimes, the difference between a loss being included within the coverage of your policy and being excluded from it lies in how you and your insurance company interpret the terms of your policy. 

Insurance companies tend to interpret insurance policies in a way which would be the most favorable to them, which often means denying as many claims as possible. 

You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].

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