Truck accidents in Florida often cause catastrophic injuries due to the sheer size and weight of commercial vehicles. Determining who is legally responsible for damages is not always straightforward. Unlike typical car accidents, liability in a truck accident may extend beyond just the driver. Both the driver and the trucking company — and sometimes even third parties — can share fault depending on the circumstances.

When the Truck Driver Is Liable

A truck driver may be held personally liable if the crash was caused by:

  • Reckless or negligent driving such as speeding, distracted driving, or failing to obey traffic laws.

  • Driving under the influence of drugs or alcohol.

  • Hours-of-service violations where fatigue from exceeding federally mandated driving limits leads to an accident.

  • Improper vehicle operation such as failing to check blind spots or making unsafe lane changes.

In these cases, the driver’s personal liability insurance and potentially their employer’s insurance may come into play.

When the Trucking Company Is Liable

Florida law often holds employers legally responsible for their employees’ negligence under the doctrine of respondeat superior (vicarious liability). A trucking company may also be directly liable for:

  • Negligent hiring or training of drivers.

  • Failing to maintain trucks in safe working condition.

  • Encouraging unsafe practices such as unrealistic delivery schedules that push drivers to break safety rules.

  • Violations of federal trucking regulations overseen by the Federal Motor Carrier Safety Administration (FMCSA).

In many cases, the trucking company has far greater financial resources and larger insurance policies than individual drivers, making them a primary target in litigation.

Shared Liability: Driver and Company

Often, liability is shared between the driver and the company. For example, if a fatigued driver caused a crash because the company pressured them to skip rest breaks, both parties could be found negligent. Courts and juries may apportion fault based on the specific facts of the case, and Florida’s comparative negligence rule can affect the damages awarded if multiple parties are at fault.

Other Potentially Liable Parties

In addition to the driver and trucking company, other parties may bear responsibility, including:

  • Cargo loaders if improper loading contributed to the crash.

  • Truck manufacturers or mechanics if a defective part or poor maintenance played a role.

  • Third-party contractors involved in fleet management or logistics.

Why Legal Representation Matters

Truck accident claims in Florida are complex. Insurance companies for trucking companies are aggressive in defending claims, and multiple parties may point fingers to shift liability. An experienced Florida personal injury attorney can investigate the crash, gather evidence, and identify every responsible party to maximize your recovery.


Key Takeaway: In a Florida truck accident, liability may rest with the driver, the trucking company, or both — and sometimes even third parties. Identifying all potentially liable parties is crucial to securing full compensation for medical bills, lost wages, and pain and suffering.

Have you or someone you know been injured as a result of a truck accident? Contact Florida Personal Injury Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Miami Attorney Gonzalez-Sirgo directly at jp@yourattorneys.com or by text at (305) 929-8935.

J.P. Gonzalez-Sirgo
J.P. Gonzalez-Sirgo, P.A.
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