The process of pursuing a claim after an accident can be complicated and riddled with potential traps for the unwary. This blog post provides key suggestions about things you should avoid saying or doing when making an insurance claim.
Do Not Be a “Chatty Cathy:” While you may have opinions about the cause of a crash and observations about physical evidence, conversations with the other driver and/or his insurance carrier is usually ill-advised. A motorist’s perception also tends to be adversely affected by chaos and stress associated with a collision. This may result in you providing erroneous time and distance estimates that allow an insurer to claim that you had sufficient time to stop prior to a collision but that you failed to do so. The information you provide will be used by the other insurer to support a claim against you of comparative negligence or to reduce the amount of a damage award. Generally, you should stick to providing facts about which you are certain rather than hazarding a guess or providing an opinion.
Never Admit Fault: The shock, pain and stress of a vehicle accident can mean that a motorist is overcome by feelings of guilt and anxiety. Sometimes these emotions will motivate a person to blurt out “I’m sorry” or “It is all my fault!” These types of statements can be used by the insurance company to compel a low-ball settlement.
Don't Sign Anything: This is particularly true if you are being asked to sign a written statement or a release. Make sure you consult with an attorney before signing anything.
You can reach Miami Personal Injury Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].