A pollution exclusion in an insurance policy is a provision that does not allow recovery for any property damage or personal injuries caused by an environmental contamination or substance that can be labeled as a pollutant. What is a pollutant? It varies depending on your insurance policy, but it is generally defined as damage stemming from chemical properties. Some examples are carbon dioxide, convoluted lake water, acidic dye, chlorine gas, sulfuric acid, and other harmful substances with dangerous propensities which are not usually created by natural conditions.
Typically, insurance carriers implement these clauses within their policy to limit their liability. The definition of pollution exclusion can vary by policy. A pollution exclusion can result in an absolute bar to recovery in certain claims. If you are facing a denial of a claim based on a pollution exclusion consult with an experienced insurance claims lawyer.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at[email protected].
Source: 38 Am. Jur. Proof of Facts 3d 477(Updated March 2019)