A car is a hefty investment and you purchase insurance, not only because you are required to under Florida law, but also to protect yourself in case of loss. However, you may never have thought you would need to file a stolen vehicle claim, until now. Cars are frequently stolen in Florida. Thieves often re-sell the vehicles or dismantle them for parts.
If you are planning to file a Florida motor vehicle claim, don’t be surprised if the insurance company becomes difficult to work with. You may end up facing an uphill battle, but you can take some measures to improve the claims process. Below are some tips if you are making a claim for your stolen car, truck, SUV or other vehicle:
1. Do some research. You should not rely solely on the insurer’s damage estimate. Find out the value of similar motor vehicles. If the insurance company’s estimate is a lot lower than what you found, then provide evidence to support a higher amount.
2. Stay calm. Working with the insurance company can be aggravating, but do what you can to keep calm. Avoid yelling at the adjuster or insurance representative, as it can only hurt your case.
3. Don’t give up. If the insurance company makes you a lowball offer, make an appeal. Don’t hesitate to challenge the insurer. Just be sure to back your argument with specific documentation and evidence.
4. Call a Miami insurance lawyer. An insurance attorney will negotiate with the insurance company to help you obtain a fair amount for your stolen motor vehicle claim.
You can reach Miami Property Damage Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].