A house fire can turn your world upside down in a flash. It is important that homeowners know what to do after a fire, in case the unthinkable happens to them. A house fire can be an overwhelming experience, but you and your family can do the following things after a fire to begin the process of recovery.
Safety is always the first priority. Check yourself and your loved ones carefully to look for injuries, and seek treatment immediately if anyone is hurt. Also, remain outside of the building until the firefighters tell you that it is safe to go back inside.
When you do enter your home, try to find your essential documents so that you can keep them with you. You will need your insurance policies and any identifying documents that you have, including birth certificates, drivers’ licenses, and social security cards. Firefighters and other rescue personnel can provide you with information about which items in your home are likely to be able to be salvaged. If you can, take pictures of the damaged items as well as the damage to your home.
Many families who experience a house fire are unable to stay in their homes for some time after the fire. Family members or friends who live nearby may be able to provide you with a place to stay. Also, local disaster relief agencies like the Red Cross can connect you with shelter, meals, and other necessities. If you pay for expenses like lodging, meals, and clothing, keep track of your receipts because you may be able to be reimbursed for them later on.
As soon as you can do so, notify your insurance company about the fire. Taking prompt action on insurance recovery can help your claim be resolved faster.
When you select contractors to repair the damage to your home, research your options thoroughly and check references meticulously. In order to protect yourself from further losses, make sure that any contractors you select are licensed and insured.
If you find yourself in a situation where your fire damage insurance claim is denied, do not be discouraged. Insurance companies are notorious for denying claims and for offering settlements that are less than the amount of the loss that was sustained. You do not have to accept that your claim has been denied. With the aid of an experienced fire damage insurance claims attorney, you may be able to recover on your fire damage claim.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgoby dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].