For most of us, an automobile is a substantial investment. We protect our investment by purchasing insurance.
It is not uncommon for a car to be stolen in South Florida. Thieves often re-sell the vehicles abroad or dismantle the vehicle and sell the parts.
If you have to file a stolen auto insurance claim, you may end up facing an uphill battle from your insurance carrier. Below are some tips to help with the procees.
1. Do some research. You should not rely solely on the insurance carrier's damage estimate. Find out the value of similar motor vehicles in the open market. If the insurance company’s estimate is a lot lower than what you find, then provide evidence to support a higher amount.
2. Stay calm. Working with the insurance company can be aggravating, but do what you can to keep calm. Avoid yelling at the adjuster or insurance representative, as it can only hurt your case. Cooperate with the insurance adjuster and document all communications.
3. Don’t give up. If the insurance company makes you a lowball offer or denies your claim, don’t hesitate to challenge the insurer. Just be sure to back your argument with specific documentation and evidence. Get a consultation with an experienced insurance claims attorney.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].
