Homeowner’s insurance coverage constitutes fundamental financial protection for many families because the family home is often your most valuable asset. While your homeowner’s policy can provide indispensable financial protections to cover certain types of property damage and losses, many policies have a wide range of losses that you might be surprised to learn are not covered.
Unanticipated deductibles, sinkholes, mold, replacement cost, law and ordinance expenses, and floods may all cause unexpected expenses. A survey conducted by MetLife and published in an article by U.S. News and World Report reveals many homeowners are unaware of the gaps in their insurance coverage.
The important takeaway is that policyholders need to have a clear idea about potential gaps in their coverage before a catastrophe. In most cases, an insured can purchase supplemental coverage which allows a homeowner to customize coverage to fill appropriate coverage gaps. Take the time to review your insurance policy and discuss all available coverages with a qualified insurance agent.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].