What is "Appraisal" in Homeowner's Insurance Claims?

J.P. Gonzalez-Sirgo
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Founder of J.P. Gonzalez-Sirgo, P.A.

What should you do if your insurance company is agreeing to pay your claim, but you believe the amount being offered is too low?

If you have a homeowner's insurance policy, the policy probably includes a provision for appraisal.  Although the appraisal process cannot be used to contest coverage, it can be used to obtain resolution of the value of a claim by an impartial umpire.  The basic approach typically involves both the insured and insurer picking their own appraisers who together select an umpire.  If the parties cannot agree on an umpire, then the umpire will be appointed by a judge.  Policyholders should not request appraisal until they have spoken with an experienced insurance claims professional.

You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].

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