You may already know that many fire damage claims are denied by insurers. This happens because insurance companies are in business to make money, and they can make money by paying as little money as they can on as few claims as possible. There are plenty of reasons that insurance companies use to deny fire damage claims, including allegations of arson.
It may come as a surprise to you that insurance companies actually accuse insureds of arson in order to justify denying their fire insurance claims. Unfortunately, these allegations are made more often than anyone would like to think. Allegations of arson are common grounds for denying fire insurance claims. If you have been accused of arson and you are innocent, an experienced fire damage insurance claims attorney can help you defend yourself against this disturbing allegation.
If you have been accused of arson by your insurer, your insurer is claiming that you or someone set into action by you set fire to your own property and then filed a fraudulent claim to recover for the damages or losses that were caused by the fire. One of the most important things that an experienced fire damage insurance claims attorney can do to help you successfully fight allegations of arson is presenting evidence, including photographs of the damage, testimony of witnesses, and expert testimony. Your attorney knows which types of evidence to locate, and how to present it in order to show the court that you did not intentionally set the fire, nor did you have anyone else set it for you. In order to be legally able to deny your claim for arson, the insurance company is required by law to prove that the fire which damaged your home was intentionally set, and also that you played a role in it either by setting it yourself or by having someone else set it. Unless they can prove this, the insurance company is not justified in denying your claim for the reason of arson.
Allegations of arson are made by insurers against business owners and homeowners alike. It can be very upsetting to have your fire damage insurance claim denied, and then to be accused of a crime in addition to that. If your attorney is able to defend you against those allegations, they can then help you obtain a settlement that will meet your needs. Depending upon the extent of the damage to your dwelling or your business, you may be able to recover the cost of repair, including personal property, profits lost due to business interruption, interim operating expenses, costs associated with temporary housing, and more.
You can reach Miami Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].
