Some of the reasons that life insurance companies delay paying death benefits include, but certainly are not limited, to the following:
- Life insurance claim forms were not submitted, or not submitted in a timely manner
- Claim forms were incorrectly or improperly answered, partially answered, or incomplete
- Death certificate was not submitted or its authenticity is questioned
- Life insurance company is disputing the cause of death
- Company alleges that the deceased committed suicide
- Company alleges that medical records were not submitted or received
- The life insurance policy lapsed due to non-payment, late payment or other payment issue
- Insurance company alleges material misstatements, misrepresentations, omissions or fraud in the application for insurance
- Alleged use of alcohol, tobacco or drugs by the deceased
- Death occurred during the two year contestability period and the insurance company is conducting post-claims underwriting investigations
- Despite a legal beneficiary change during the lifetime of the insured, it is being questioned or investigated by the insurance company
- Insurance company questions the beneficiary designation
You can reach Life Insurance Claims Lawyer J.P. Gonzalez-Sirgo by dialing his direct number at (786) 272-5841, calling the main office at (305) 461-1095, or Toll Free at 1 (866) 71-CLAIM or email Attorney Gonzalez-Sirgo directly at [email protected].
