Practice Areas

• Homeowner/Residential Property Insurance Claims
• Condominium Association Insurance Claims
• Business/Commercial Property Insurance Claims
• Business Interruption Insurance Claims
• Hurricane Insurance Claims
• Fire Insurance Claims
• Public Adjuster Assistance
• Stolen Motor Vehicle Insurance Claims
• Stolen Boat Insurance Claims
• Long Term Disability Insurance Claims
• Life Insurance Claims
• Long Term Care Insurance Claims
• Health or HMO Insurance Claims
• Medicare Advantage Health Plan Claims
• Insurance Bad Faith Claims
• Personal Injury
• Wrongful Death
• Accidents
• Medical Malpractice
• Premises Liability
• Products Liability
• Nursing Home Abuse
• Professional Negligence
• Defective Drugs
• Defective Medical Devices
• Diseases/Infections
• Toxic Substances
• Mass Torts/Class Action Lawsuits
• Civil and Commercial Litigation
• Mortgage Foreclosure Defense

Blog

Homeowner/Residential Property Insurance Claims

• With Storm Season Underway, Lightning Strikes Are Abundant.
• Has your Roof Tile, Floor Tile, Carpet or Cabinets Been Damaged?
• Florida Insurance Companies Offering Homeowner’s Insurance Policies in Miami Dade County

view all

Condominium Association Insurance Claims

• $20.4 Million Verdict for Condo Association Sends Loud Message

view all

Business/Commercial Property Insurance Claims

• Business Interruption Insurance Can Protect a Restaurant from Death in case of a Kitchen Fire!

view all

Hurricane Insurance Claims

• The 2011 Hurricane Season Forecast | Hurricane Insurance Claim Lawyer | Miami, FL
• Hurricane Preparation
• Hurricane Season 2009 Officially Started June 1.
• Safeguard Important Documents in Preparation for Hurricane Season.
• Reduce Your Risk of Property Damage From a Florida Hurricane

view all

Fire Insurance Claims

• What Should You Do When Filing a Florida Fire Claim?
• What You Can Do To Protect You Florida Home in a Fire

view all

Public Adjuster Assistance

• Unlicensed Practice of Public Adjusting

view all

Long Term Disability Insurance Claims

• Filing a Disability Claim for Hepatitis C
• Hypertension Sufferers May Qualify for Disability Insurance Benefits
• Can I File a Disability Insurance Claim for Osteoarthritis?
• Filing an Insurance Claim for Sleep Apnea
• You May Qualify for Disability Benefits If You Suffer From Bell’s Palsy

view all

Life Insurance Claims

• Have a Complaint Against Your Life Insurance Company?
• Are you the Beneficiary on a Lost Life Insurance Policy?
• Lapsed Life Insurance Policy?
• Tips for Fiing a Life Insurance Claim
• The “Effective Date” of a Life Insurance Policy

view all

Health or HMO Insurance Claims

• Read Health Insurance Policy to Understand What is Covered
• Be careful with” In Network” vs. “Out of Network” Medical Providers

view all

Insurance Bad Faith Claims

• Ten Worst Insurance Companies in the U.S.
• Insurance Bad Faith Claim? We Can Help!

view all

Personal Injury

• What You Should Know About Traumatic Brain Injury (TBI)

view all

Products Liability

• Pampers Pacifiers Recalled For Choking Hazard
• Yamaha Rhino ATV Crush Injuries Due to Rollover | Miami Personal Injury Lawyer
• Denture Cream | Neurological Disease | Miami Personal Injury Lawyer
• Lawn Tractor and Riding Mower Rollovers | Miami Personal Injury Lawyer

view all

Defective Drugs

• Hydroxycut Recall | Liver Damage
• Chantix Medication | Suicide
• Topamax | Cleft Lip | Cleft Palate | Miami Personal Injury Lawyer
• Fentanyl Pain Patch Can Cause Death or Overdose
• J.P. Gonzalez-Sirgo, P.A. is currently investigating Avandia drug cases.

view all

General

• Caveat Emptor: Your Posts on Social Media Sites Might be the Death Knell of Your Miami Insurance Claim or Personal Injury Case
• Press Release - Attorney J.P. Gonzalez-Sirgo Named To Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum
• Tricks of the Trade - How Insurance Companies Delay, Deny, Confuse and Refuse.
• Our Website is Nominated at BestLawFirmSites.com

view all

News

• Life Insurance Companies May Owe More Than $1 Billion...
  Posted on 6/1/2011
• Florida Families Facing Health Insurance Premium Increases...
  Posted on 3/26/2010
• Florida Residential Fire Sprinkler Requirement May Be Dropped...
  Posted on 3/22/2010
• Deltona House Fire Investigated...
  Posted on 3/22/2010
• Punta Gorda Police Arrest Two in Stolen Boat Motor Parts Robbery...
  Posted on 3/16/2010
• What Happens to Stolen Cars in Florida?...
  Posted on 3/11/2010
• LoJack Corp Release Auto Theft Report...
  Posted on 2/24/2010
• Florida State Farm Policyholders to Receive Bad News...
  Posted on 2/24/2010
• Florida Lawmakers Dealing With Insurance Mess...
  Posted on 2/24/2010
• Three People Escape Injury in Lake Worth House Fire...
  Posted on 2/15/2010

view all

Library

Homeowner/Residential Property Insurance Claims

• Summer is the peak time of the year for lightning strikes and lightning fires.
• Home Natural Gas and LP-Gas Structure Fires
• Fireworks fires.
• Many homeowners are unaware that the improper use of a portable generator can be risky. Keep safety precautions in mind when using this appliance.
• Almost half of home heating equipment fires are reported during the months of December, January, and February.

Hurricane Insurance Claims

• During a hurricane, homes may be damaged or destroyed by high winds and high waves.
• Atlantic Basin Hurricane Tracking Chart
• Hurricane Evacuation Kit.
• Avoiding Hurricane Damage: A Checklist for Homeowners.
• Six Tips to Avoid Property Damage in a Florida Hurricane

Fire Insurance Claims

• Tips on Filing a Florida Fire Claim
• Candles may be pretty to look at but they are a cause of home fires — and home fire deaths. Remember, a candle is an open flame, which means that it can easily ignite anything that can burn.
• Cooking fires are the number one cause of home fires and home injuries. The leading cause of fires in the kitchen is unattended cooking. It’s important to be alert to prevent cooking fires.
• The leading cause of home clothes dryer and washer fires is failure to clean them.
• Plan Ahead. If a fire breaks out in your home, you may have only a few minutes to get out safely.

Long Term Disability Insurance Claims

• The NFPA Emergency Evacuation Planning Guide for People with Disabilities
• Degenerative Disc Disease Disability Insurance Claim
• Hepatitis C Disability Insurance Claim
• High Blood Pressure Disability Insurance Claim
• Posttraumatic Stress Disorder Disability Insurance Claim

Life Insurance Claims

• Corporate Ownership Required to Collect Key Employee Life Insurance Proceeds.
• Top 4 Things You Need to Do to File a Life Insurance Claim
• Life Insurance Claim Denial
• Insurable Interest and Life Insurance Policies
• Disputing a Life Insurance Beneficiary

Insurance Bad Faith Claims

• Insurance Companies Licensed and Authorized to do Business in Florida as of 2/10/09.
• Ten Worst Insurance Companies Report
• How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most
• First Party Insurance Bad Faith Article
• Florida Statues 624.155 - Civil Remedy

Personal Injury

• SPINAL CORD INJURIES AND ACCIDENTS
• TRAUMATIC BRAIN INJURY
• PARALYSIS INJURIES & ACCIDENTS
• BURN INJURY ACCIDENTS
• PARAPLEGIA INJURY ACCIDENTS

Accidents

• PEDESTRIAN ACCIDENTS
• CAR OR AUTO CRASH ACCIDENTS
• BOATING, JET SKI & WATERCRAFT ACCIDENTS
• CRUISE SHIP AND YACHT ACCIDENTS
• HELICOPTER CRASH ACCIDENTS

Medical Malpractice

• Child Neurologists Malpractice
• Chiropractor Malpractice
• Clinical Nurse Specialist Malpractice
• Colorectal Surgery Malpractice
• Critical Care Medicine Malpractice

Premises Liability

• Liquor Bar or Dram Shop Liability
• Negligent Security Injuries
• Rape and Sexual Assault Injuries
• Roof Fall Accidents and Injuries
• School and College Injuries and Accidents

Nursing Home Abuse

• NURSING HOME SEXUAL ABUSE
• NURSING HOME INFECTIONS AND DISEASES
• NURSING HOME PHYSICAL ABUSE
• NURSING HOME FALLS
• NURSING HOME EQUIPMENT MALFUNCTION

Press Releases

• Another Dismissal of a Foreclosure Action
• $240,000 Recovery on $9,000 Policy Limit
• Confidential Six Figure Settlement Against Big Box Retailer
• Dismissal of Mortgage Foreclosure Lawsuit
• Insurance Claim Recovery for Theft of BMW

General

• Multi-Million Dollar Advocates Forum Certificate
• Million Dollar Advocates Forum Certificate
• Better Business Bureau
• Florida Bar Certificate of Meritorious Public Service - Grievance Committee
• Letter of Commendation - Florida Bar Grievance Committee

view all

Home

Blog

• Homeowner/Residential Property Insurance Claims
  • With Storm Season Underway, Lightning Strikes Are Abundant.
  • Has your Roof Tile, Floor Tile, Carpet or Cabinets Been Damaged?
  • Florida Insurance Companies Offering Homeowner’s Insurance Policies in Miami Dade County

• Condominium Association Insurance Claims
  • $20.4 Million Verdict for Condo Association Sends Loud Message

• Business/Commercial Property Insurance Claims
  • Business Interruption Insurance Can Protect a Restaurant from Death in case of a Kitchen Fire!

• Hurricane Insurance Claims
  • The 2011 Hurricane Season Forecast | Hurricane Insurance Claim Lawyer | Miami, FL
  • Hurricane Preparation
  • Hurricane Season 2009 Officially Started June 1.
  • Safeguard Important Documents in Preparation for Hurricane Season.
  • Reduce Your Risk of Property Damage From a Florida Hurricane

• Fire Insurance Claims
  • What Should You Do When Filing a Florida Fire Claim?
  • What You Can Do To Protect You Florida Home in a Fire

• Public Adjuster Assistance
  • Unlicensed Practice of Public Adjusting

• Long Term Disability Insurance Claims
  • Filing a Disability Claim for Hepatitis C
  • Hypertension Sufferers May Qualify for Disability Insurance Benefits
  • Can I File a Disability Insurance Claim for Osteoarthritis?
  • Filing an Insurance Claim for Sleep Apnea
  • You May Qualify for Disability Benefits If You Suffer From Bell’s Palsy
  • You May Qualify for Disability Benefits if You Suffer from Crohn’s Disease
  • Insured’s Cost of Hiring an Inexperienced Long Term Disability Insurance Attorney
  • Don’t Be a Victim of “Sneaky” Disability Insurance Tactics
  • Should You Handle the Long-Term Disability Claim Yourself?
  • Can a Doctor Hired by a Disability Insurance Company Truly Be Independent?
  • Disability Insurance Claim Filing Tips
  • According To Data, Recession Has Not Impacted Disability Claims
  • Interesting Long Term Disability Insurance Statistics
  • Unum Loses on Long Term Disability Case
  • Number One Insured Complaint – Insurer Claim Payments.
  • Dealing with the Case Manager Assigned to your Disability Insurance Claim
  • Human Resource Managers Need To Better Understand Group Long Term Disability Plans
  • Local, State and Federal Employees and their Long Term Disability Claim
  • Representing Professionals with their Denied or Terminated Long Term Disability Claim
  • Total Disability vs. Residual Disability
  • When Other Attorneys Tell You “Sorry, Can’t Help”
  • Statistics Show That 70% of Long Term Disability Claims Are Denied
  • Being Sued by your Disability Insurance Company for Refund of Long Term Disability Benefits?
  • When your Long Term Disability Payments are Terminated
  • Appealing your Denied Long Term Disability Claim under ERISA
  • ERISA and Your Long Term Disability Claim
  • Long Term Disability Claim Application Tips
  • Lump Sum Buy-Out of your Long Term Disability Benefits
  • Is it Possible to Collect Long Term Disability Benefits and a Paycheck?
  • Difference between a Privately Purchased Disability Policy and an Employer Group Disability Policy
  • Long Term Disability Approval, Not an Easy Task
  • Why Your Disability Claim Could Have Been Denied
  • What is the Difference Between Short-Term and Long-Term Disability Insurance?
  • Disputing a Long-Term Disability Insurance Denial for Individual Policies

• Life Insurance Claims
  • Have a Complaint Against Your Life Insurance Company?
  • Are you the Beneficiary on a Lost Life Insurance Policy?
  • Lapsed Life Insurance Policy?
  • Tips for Fiing a Life Insurance Claim
  • The “Effective Date” of a Life Insurance Policy
  • Michael Jackson’s $17.5 Million Dollar Policy Quickly Settled for $3 Million
  • September is National Life Insurance Awareness Month
  • Lack of Ownership Proof Disallows Life Insurance Recovery
  • Life Insurance Rescission
  • Need To Sell Your Life Insurance Policy?
  • Life Insurance Claim Been Denied? We Can Help!
  • Federal ERISA Law Shields Third Party Administrators and Providers
  • Filing a Life Insurance Claim in Florida
  • Can’t Find a Missing Life Insurance Policy?
  • Man drowns after canoe flips over
  • No Insurable Interest Can Make a Life Insurance Policy Void

• Health or HMO Insurance Claims
  • Read Health Insurance Policy to Understand What is Covered
  • Be careful with” In Network” vs. “Out of Network” Medical Providers

• Insurance Bad Faith Claims
  • Ten Worst Insurance Companies in the U.S.
  • Insurance Bad Faith Claim? We Can Help!

• Personal Injury
  • What You Should Know About Traumatic Brain Injury (TBI)

• Products Liability
  • Pampers Pacifiers Recalled For Choking Hazard
  • Yamaha Rhino ATV Crush Injuries Due to Rollover | Miami Personal Injury Lawyer
  • Denture Cream | Neurological Disease | Miami Personal Injury Lawyer
  • Lawn Tractor and Riding Mower Rollovers | Miami Personal Injury Lawyer

• Defective Drugs
  • Hydroxycut Recall | Liver Damage
  • Chantix Medication | Suicide
  • Topamax | Cleft Lip | Cleft Palate | Miami Personal Injury Lawyer
  • Fentanyl Pain Patch Can Cause Death or Overdose
  • J.P. Gonzalez-Sirgo, P.A. is currently investigating Avandia drug cases.

• General
  • Caveat Emptor: Your Posts on Social Media Sites Might be the Death Knell of Your Miami Insurance Claim or Personal Injury Case
  • Press Release - Attorney J.P. Gonzalez-Sirgo Named To Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum
  • Tricks of the Trade - How Insurance Companies Delay, Deny, Confuse and Refuse.
  • Our Website is Nominated at BestLawFirmSites.com

Practice Areas

• Homeowner/Residential Property Insurance Claims
• Condominium Association Insurance Claims
• Business/Commercial Property Insurance Claims
• Business Interruption Insurance Claims
• Hurricane Insurance Claims
• Fire Insurance Claims
• Public Adjuster Assistance
• Stolen Motor Vehicle Insurance Claims
• Stolen Boat Insurance Claims
• Long Term Disability Insurance Claims
• Life Insurance Claims
• Long Term Care Insurance Claims
• Health or HMO Insurance Claims
• Medicare Advantage Health Plan Claims
• Insurance Bad Faith Claims
• Personal Injury
• Wrongful Death
• Accidents
• Medical Malpractice
• Premises Liability
• Products Liability
• Nursing Home Abuse
• Professional Negligence
• Defective Drugs
• Defective Medical Devices
• Diseases/Infections
• Toxic Substances
• Mass Torts/Class Action Lawsuits
• Civil and Commercial Litigation
• Mortgage Foreclosure Defense

News

• Life Insurance Companies May Owe More Than $1 Billion
• Florida Families Facing Health Insurance Premium Increases
• Florida Residential Fire Sprinkler Requirement May Be Dropped
• Deltona House Fire Investigated
• Punta Gorda Police Arrest Two in Stolen Boat Motor Parts Robbery
• What Happens to Stolen Cars in Florida?
• LoJack Corp Release Auto Theft Report
• Florida State Farm Policyholders to Receive Bad News
• Florida Lawmakers Dealing With Insurance Mess
• Three People Escape Injury in Lake Worth House Fire
• Stolen Car Hits Police Car in Gulfport, Florida - Insurance Lawyer
• Reduced Salt Intake Can Lower Risks Associated with High Blood Pressur
• Study Conducted Examining Additional Treatment of Chronic Hepatitis C
• Carpal Tunnel Syndrome & Migraines Could be Signs of Celiac Disease
• The Wall Street Journal Provides Insight Into Disability Insurance
• Wrongful Death Case Settles for $2.5 Million Dollars
• Attorney J.P. Gonzalez-Sirgo Admitted Into U.S. District Court
• Virus May Not Be Linked to Chronic Fatigue Syndrome After All
• The Hartford Warns the Winter Season Brings Disabling Illnesses and Accidents
• Disabled Interior Designer Who Appeared on TV Guilty of Fraud
• New Research Shows that Exercise Could Lead to Osteoarthritis
• Posttraumatic Stress Disorder May be a Chemical Change in the Brain
• Bipolar Disorder May Be Linked to Internal Body Clock
• Disabled Man Caught on Video Eating a Taco Chip
• Lazy Immune Cells May Cause Crohn’s Disease
• Demand for Supplemental Disability Insurance is Growing
• About 40,000 People Afflicted with Bell’s Palsy Every Year
• Better Business Bureau of South Florida (BBB) issues an A+ Rating to J.P. Gonzalez-Sirgo, P.A.
• Cutting Corners When It Comes to Disability Insurance is a Bad Idea
• Most Americans Not Covered by Disability Insurance
• Insurance Information Institute Answers the Question: “Will My Employer Provide Disability Coverage?”
• Open Enrollment for Employee Benefits Means Deciding on Disability Insurance
• South Florida Sun Sentinel Reports on When Life Insurance May Be Needed
• Florida Insurance Commissioner Comments on Troubling Insurance Development
• Insurers Are More Likely to Deny Coverage to Seniors
• CBS’ MoneyWatch.com Identifies Disability Insurance Myth
• Life Insurance Company of North America Settles Claims Handling Violations
• “Dead Peasants” Life Insurance Policies Under Scrutiny
• Insurance Information Institute Answers the Question – Will my Employer Provide Disability Coverage?
• Will Your Life Insurance Company Pay Your Beneficiaries?
• Multiple Sclerosis Patient Fights for Long Term Disability Insurance Payout
• Just Another Long Term Disability Insurance Claims Battle
• Life Insurance Claim Denied after Mother Dies of Cancer
• New Type of Life Insurance is Being Investigated
• Heath Ledger’s Life Insurance Company is Being Sued
• Insure.com interviews attorney J.P. Gonzalez-Sirgo regarding disputing a life insurance beneficiary.
• Variable Annuities Drag Profits in the Life Insurance Sector
• Supreme Court Rules on Case Regarding Insurer’s Conflict of Interest in Claim Denial
• American Chronicle Addresses the Question – Why Don’t More People Own Disability Insurance?
• Nation's Largest Disability Provider Found Guilty of Defrauding the United States
• ConsumerReports.org Releases Information on Disability Insurance
• Study Finds Many Americans Uncertain about Disability Insurance
• Unum to Pay $676 Million Dollars
• AIG Insurance Customers Shouldn’t Worry Yet
• Is Liberty National Life Discriminating Against Policyholder Applicants?
• Surplus Insurance Companies Exempt from Florida Insurance Regulation
• Stolen Car Claim Yields a $55 Million Verdict Against Metlife
• $20 Million Settlement Reached by Aetna
• America’s Most Stolen Cars- 2008
• $35 Million Dollar Settlement - Louisiana Citizens Insurance Settles T
• Health Insurer Settles for $215 Million Dollars
• Insurer Settles Lawsuit with Real Estate Developer for $42.5 Million D
• $80 Million Dollar Business Interruption Claim Settled

Document Library

• Homeowner/Residential Property Insurance Claims
  • Summer is the peak time of the year for lightning strikes and lightning fires.
  • Home Natural Gas and LP-Gas Structure Fires
  • Fireworks fires.
  • Many homeowners are unaware that the improper use of a portable generator can be risky. Keep safety precautions in mind when using this appliance.
  • Almost half of home heating equipment fires are reported during the months of December, January, and February.
  • Avoiding Flood Damage: A Checklist for Homeowners.
  • Florida Sinkhole Claims Are Sometimes Denied

• Hurricane Insurance Claims
  • During a hurricane, homes may be damaged or destroyed by high winds and high waves.
  • Atlantic Basin Hurricane Tracking Chart
  • Hurricane Evacuation Kit.
  • Avoiding Hurricane Damage: A Checklist for Homeowners.
  • Six Tips to Avoid Property Damage in a Florida Hurricane

• Fire Insurance Claims
  • Tips on Filing a Florida Fire Claim
  • Candles may be pretty to look at but they are a cause of home fires — and home fire deaths. Remember, a candle is an open flame, which means that it can easily ignite anything that can burn.
  • Cooking fires are the number one cause of home fires and home injuries. The leading cause of fires in the kitchen is unattended cooking. It’s important to be alert to prevent cooking fires.
  • The leading cause of home clothes dryer and washer fires is failure to clean them.
  • Plan Ahead. If a fire breaks out in your home, you may have only a few minutes to get out safely.
  • Protect Your Florida Home from Fire Damage

• Long Term Disability Insurance Claims
  • The NFPA Emergency Evacuation Planning Guide for People with Disabilities
  • Degenerative Disc Disease Disability Insurance Claim
  • Hepatitis C Disability Insurance Claim
  • High Blood Pressure Disability Insurance Claim
  • Posttraumatic Stress Disorder Disability Insurance Claim
  • Osteoarthritis Disability Insurance Claim
  • Sleep Apnea Disability Insurance Claim
  • Bipolar Disorder & Disability Claims
  • Bell’s Palsy Disability Insurance Claim
  • Crohn’s Disease Disability Insurance Claim
  • Debra Swanson v. Hearst Corporation Long Term Disability Plan
  • AIDS Disability Insurance Claim
  • Lupus Disability Insurance Claim
  • Chronic Fatigue Syndrome Disability Insurance Claim
  • Carpal Tunnel Syndrome Disability Insurance Claim
  • Paget’s Disease Disability Insurance Claim
  • Lumbar Spinal Stenosis Disability Insurance Claim
  • Neck and Back Pain Disability Insurance Claim
  • Common Medical Conditions That Lead to Disability Insurance Claims Filing
  • Fibromyalgia Disability Insurance Claim
  • Insurers Use These Tactics to Deny Long-Term Disability Benefits
  • Your Rights Under the Employee Retirement Income Security Act (ERISA)
  • When to Contact a Disability Insurance Lawyer
  • Supreme Court of the United States, Metropolitan Life Insurance Company, et al, Petitioners v. Wanda Glenn on Writ of Certiorari to the United States Court of Appeals for the Sixth Circuit [June 19, 2008].
  • Unum Disability Insurance Company loses case and must pay back benefits starting from 1995.
  • Common Reasons for Long-Term Disability Insurance Denials
  • Disability Insurance Companies
  • Long Term Disability Conditions
  • Appealing ERISA Disability Insurance Claim Denials
  • Short-Term vs. Long-Term Disability Insurance
  • Appeals Process for Individual Long-Term Disability Insurance
  • UnumProvident Denies Eye Surgeon's Disability Claim

• Life Insurance Claims
  • Corporate Ownership Required to Collect Key Employee Life Insurance Proceeds.
  • Top 4 Things You Need to Do to File a Life Insurance Claim
  • Life Insurance Claim Denial
  • Insurable Interest and Life Insurance Policies
  • Disputing a Life Insurance Beneficiary
  • Locating a Lost Life Insurance Policy
  • Insure.com interview with attorney J.P. Gonzalez-Sirgo
  • Can You Dispute a Life Insurance Beneficiary?
  • Life Insurance and Annuities

• Insurance Bad Faith Claims
  • Insurance Companies Licensed and Authorized to do Business in Florida as of 2/10/09.
  • Ten Worst Insurance Companies Report
  • How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most
  • First Party Insurance Bad Faith Article
  • Florida Statues 624.155 - Civil Remedy
  • Florida Statues 626.9541 - Unfair Methods of Competition and Unfair or Deceptive Acts or Practices
  • Florida Civil Remedy Notice

• Personal Injury
  • SPINAL CORD INJURIES AND ACCIDENTS
  • TRAUMATIC BRAIN INJURY
  • PARALYSIS INJURIES & ACCIDENTS
  • BURN INJURY ACCIDENTS
  • PARAPLEGIA INJURY ACCIDENTS
  • QUADRIPLEGIA INJURY ACCIDENTS
  • CATASTROPHIC INJURIES AND ACCIDENTS
  • Recognize the Warning Signs of a Traumatic Brain Injury Caused by a Florida Accident

• Accidents
  • PEDESTRIAN ACCIDENTS
  • CAR OR AUTO CRASH ACCIDENTS
  • BOATING, JET SKI & WATERCRAFT ACCIDENTS
  • CRUISE SHIP AND YACHT ACCIDENTS
  • HELICOPTER CRASH ACCIDENTS
  • SEMI-TRUCK AND TRACTOR TRAILER CRASH ACCIDENTS
  • CONSTRUCTION SITE ACCIDENTS AND INJURIES
  • ELECTROCUTION ACCIDENTS
  • ATV, MOPED, SCOOTER & GO-KART ACCIDENTS
  • BICYCLE ACCIDENTS
  • DRUNK DRIVER OR DUI CRASH ACCIDENTS
  • MOTORCYCLE AND DIRT BIKE ACCIDENTS
  • BUS, TRAIN, TAXI & MASS TRANSIT CRASH ACCIDENTS
  • AVIATION CRASH ACCIDENTS
  • AMUSEMENT & THEME PARKS ACCIDENTS
  • Traumatic Brain Injury Can Lead to Cognitive Disabilities

• Medical Malpractice
  • Child Neurologists Malpractice
  • Chiropractor Malpractice
  • Clinical Nurse Specialist Malpractice
  • Colorectal Surgery Malpractice
  • Critical Care Medicine Malpractice
  • Dental and Oral Surgery Malpractice
  • Neonatal Intensive Care Unit (NICU) Malpractice
  • Pediatrician Malpractice
  • Wrongful Birth Victims That Have Suffered Birth Defects
  • Cancer Surgery Malpractice
  • Cardiologists Malpractice
  • Cardiothoracic Surgeon’s Malpractice
  • Cardiovascular Surgery Malpractice
  • Miami Florida Anesthetist Malpractice
  • Assistive Devices Services Practitioner Negligence
  • Audiologists Malpractice
  • Bariatric Physicians Malpractice
  • Birth Injury Medical Malpractice
  • Acupuncturist Malpractice
  • Addiction Medicine Physicians Malpractice
  • Adolescent Medicine Physicians Malpractice
  • Allergists and Immunologists Physician Malpractice Lawyer

• Premises Liability
  • Liquor Bar or Dram Shop Liability
  • Negligent Security Injuries
  • Rape and Sexual Assault Injuries
  • Roof Fall Accidents and Injuries
  • School and College Injuries and Accidents
  • Swimming Pool Accidents and Deaths
  • Slip, Trip and Fall Accident and Injuries
  • Unsafe and Dangerous Premises Injuries and Accidents
  • Animal Attacks
  • Child Sex Abuse
  • Criminal Attacks
  • Child Day Car and Pre-K Injuries and Accidents
  • Dog Bite Injuries
  • Falling Merchandise Injuries
  • Foster Care Injuries and Accidents

• Nursing Home Abuse
  • NURSING HOME SEXUAL ABUSE
  • NURSING HOME INFECTIONS AND DISEASES
  • NURSING HOME PHYSICAL ABUSE
  • NURSING HOME FALLS
  • NURSING HOME EQUIPMENT MALFUNCTION
  • NURSING HOME NEGLIGENCE
  • NURSING HOME BED SORES
  • NURSING HOME WRONGFUL DEATH
  • NURSING HOME NEGLECT AND ABUSE

• Press Releases
  • Another Dismissal of a Foreclosure Action
  • $240,000 Recovery on $9,000 Policy Limit
  • Confidential Six Figure Settlement Against Big Box Retailer
  • Dismissal of Mortgage Foreclosure Lawsuit
  • Insurance Claim Recovery for Theft of BMW
  • Settlement for Loss of Rolls Royce Phantom
  • $340,850.00 Jury Verdict for Injured Palm Beach Deputy Sherriff
  • Investment Property Fire - Insurance Claim - Settlement
  • Attorney J.P. Gonzalez-Sirgo is proud to be a volunteer for Put Something Back, a joint Pro Bono Project of the Eleventh Judicial Circuit and the Dade County Bar Association.
  • Condominium Hurricane Wilma Insurance Claim Settles
  • "Put Something Back" Thanks J.P. for Pro-Bono Help.
  • Car Accident Case Settles for $610,000
  • Attorney J.P. Gonzalez-Sirgo’s Pro-Bono Work For LFCA
  • Wrongful Death Case Settles for $525,000
  • J.P. Gonzalez-Sirgo, P.A. Receives an A+ Better Business Bureau Rating.
  • Attorney J.P. Gonzalez-Sirgo Resolves Motorcycle Accident Case for $900,000.00.
  • J.P. Gonzalez-Sirgo, P.A. Website Nominated As Best Law Firm Site
  • Homeowner’s Insurance Claim Settles for $587,500
  • Attorney J.P. Gonzalez-Sirgo of Coral Gables, Florida has been awarded the top rating of 10.0/10.0 or “Superb” by Avvo.
  • Attorney J.P. Gonzalez-Sirgo recently settled a violent crime case for $650,000.00. Our client, a 13 year old girl, was sexually assaulted inside her apartment when she came home from school by an intruder that was hiding behind her bedroom door.
  • Attorney J.P. Gonzalez-Sirgo Settles a Wrongful Death Case for $2.5 Million Dollars
  • Attorney J.P. Gonzalez-Sirgo Admitted To Practice Before the U.S. District Court, Northern District of Florida.
  • Press Release - Attorney J.P. Gonzalez-Sirgo Named To Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum.
  • Press Release - Multi-Million Dollar Advocates Forum - Lifetime Membership

• General
  • Multi-Million Dollar Advocates Forum Certificate
  • Million Dollar Advocates Forum Certificate
  • Better Business Bureau
  • Florida Bar Certificate of Meritorious Public Service - Grievance Committee
  • Letter of Commendation - Florida Bar Grievance Committee

Frequently Asked Questions

• Homeowner/Residential Property Insurance Claims
  • When filing an homeowners insurance claim, how can I prove the losses that I incurred most effectively?
  • Can I get a free consultation with J.P. Gonzalez-Sirgo, P.A. to discuss my insurance claim?
  • My insurance company will not pay my small insurance claim, is it still worth for me to hire insurance claims attorney J.P. Gonzalez-Sirgo to pursue the claim?
  • What Residential and Homeowners insurance claims can you help me with?

• Condominium Association Insurance Claims
  • Does J.P. Gonzalez-Sirgo, P.A. handle condominium insurance claims?
  • What does a condominium association insurance policy cover?
  • I live in a condominium and my condo unit and condominium building sustained damages, what can I do?
  • I sit on the board of directors for my condominium association and feel our board is getting nowhere with our insurance claim, what can I do?
  • I own a condo unit in my condominium and feel my board of directors/association is getting nowhere with the insurance claim necessary to repair the buildings roof, etc. What can I do?
  • Our condominium buildings suffered damages due to a fire, hurricane, windstorm or other loss. The interior portion of my condo unit also suffered damages as a result of this damage. The association's insurance claim for the "common areas' has been resolved. My insurance claim for my condo unit has not, can you help me?
  • Due to damages to my condo unit, I have been forced to move from my condo unit and rent elsewhere. Are these expenses covered?

• Business/Commercial Property Insurance Claims
  • How much will it cost me to hire insurance claims attorney J.P. Gonzalez-Sirgo for a business/commerical claim?
  • What Business and Commercial insurance claims can you help me with?
  • I own a business and have suffered business interruption losses, can insurance claims attorney J.P. Gonzalez-Sirgo help me with my insurance claim?

• Hurricane Insurance Claims
  • What is a Hurricane?
  • What is a hurricane watch?
  • What is a hurricane warning?
  • What should I do in the event a hurricane watch or warning is issued for my vicinity?
  • What are some tips for preparing for a Florida hurricane?
  • What should I do after a hurricane damages my home, business or property?
  • With hurricane insurance claims, whatfeesor expenses does the Law Office of J.P. Gonzalez-Sirgo, P.A. charge?

• Fire Insurance Claims
  • What should I do after a fire damages my home, business or property?
  • How much will it cost to hire insurance claims attorney J.P. Gonzalez-Sirgo for my fire insurance claim?
  • If my house or business is totally destroyed due to a fire, will my insurance company pay to have my property rebuilt?
  • In the event of a fire to my home, will my insurance company cover the contents of my home?
  • Will I receive reimbursement for temporary housing expenses incurred due to a catastrophic event such as a fire?
  • In the event of a fire, will my insurance policy cover the loss of any trees, shrubs or other plants I lost in the fire?
  • A fire started in my homes garage and my car was damaged while it was parked in the garage, will my car be covered?
  • In the event of a fire to my home or business, should I also file a police report?
  • Most of my furniture, electronics and personal property have been damaged due to a fire and smoke and water from the fire department, can I throw it all away?
  • After a fire, my home was vandalized and certain property was stolen, will this be covered?
  • Should temporary repairs be made following fire damage to my home?

• Public Adjuster Assistance
  • What is a licensed Florida Public Adjuster?
  • If I have already hired a licensed Public Adjuster for the filing of my insurance claim, can I still hire J.P. Gonzalez-Sirgo, P.A.?
  • Who are Company Employee Adjusters and Independent Adjusters?
  • What is a Catastrophe or Emergency Adjuster?
  • How can I verify if my Public Adjuster is licensed?
  • Should I hire a Public Adjuster?

• Stolen Motor Vehicle Insurance Claims
  • My motor vehicle was stolen and I filed an insurance claim with my insurance company and have not heard from the insurance company for several weeks, what can I do?
  • My car was stolen several weeks ago and my insurance company still hasnt paid my stolen auto claim. What can I do?
  • My car was stolen several months ago and the insurance company has not paid for the claim. I need to buy a new car, but Im stuck making monthly car payments on my stolen car until the insurance company decides to pay. I cant afford two monthly car payments at the same time, what can I do?
  • My insurance company underpaid my stolen car claim, what can I do?
  • Does insurance claims lawyer J.P. Gonzalez-Sirgo also handle stolen truck, boat, motorcycle and other motor vehicle insurance claims?
  • Why should I retain the Law Offices of J.P. Gonzalez-Sirgo, P.A.?
  • How much will it cost me to hire insurance claims attorney J.P. Gonzalez-Sirgo for my stolen auto insurance claim?
  • What is a Special Investigative Unit?
  • What is a Non-Waiver Agreement?
  • What is a Guarantee of Title?
  • What is an Affidavit of Vehicle Theft?

• Long Term Disability Insurance Claims
  • What can I do to improve my chances of getting my long term disability insurance benefits approved?
  • What happens after I file my disability insurance claim?
  • What is the elimination period on a long term disability insurance policy?
  • From the moment I file my disability insurance claim, by when should I expect the carrier's decision?
  • My insurer requested to speak to my employer, supervisor and other co-workers about my disability insurance claim. Can the insurer do this?
  • What information do insurers use to approve or disapprove my disability insurance claim?
  • If my disability insurance claim is denied, will my claim end up in trial?
  • My disability insurance company is requesting I file for Social Security Disability benefits. Is this required?
  • If I am approved for disability benefits, until when will my benefits continue?
  • What is "Waiver of Premiums?"
  • Is there a deadline for filing a long term disability claim once I stop working?
  • Can disability insurance companies use my workers compensation benefits to reduce or offset against my disability insurance benefits?
  • What is the Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition?
  • My doctor has diagnosed me with a mental and/or nervous disorder, but my disability insurance company has denied my claim, why?
  • What are the benefit limitations for mental and/or nervous medical conditions?
  • Do long term disability insurance companies treat Bipolar Disorder under the policy's two-year limitation on mental and nervous disorders?
  • I filed for long term disability and my insurer approved my claim, but under the mental and/or nervous provision of the policy. Why is this if this condition is physical rather than a mental/nervous disorder?
  • How is my treating doctor involved with my disability claim?
  • I was approved for long term disability benefits, but my disability insurance company is requesting a "medical recertification." What is this and must I submit to this request?
  • During my annual medical recertification evaluation, my doctor noted that my disability has dissipated and that I am now able to go back to my job or some other job. Can my benefits be cut-off or terminated based on my doctor's indications.
  • I received a call from my disability insurance company' "Case Manager." Who is this?
  • In your representation of clients, what are some of the more common disability or medical conditions encountered?
  • What is the administrative appeals process for my private individual long term disability policy?
  • What are some of the common disability insurance companies your firm represents clients against?
  • I have a short term and a long term disability insurance policy. My short term disability insurance claim has been denied, does this mean my long term disability insurance claim will also be denied?
  • If I'm not represented by an experienced disability insurance lawyer, will my disability insurance claim be denied?
  • Who is your firm's typical disability insurance claim client?
  • What is the difference between an employer group disability policy and a private individual disability policy?
  • Can I collect a monthly check on my long term disability policy and continue to work?
  • Do you have any disability insurance claim filing tips if I want to go it alone?
  • What is ERISA and how does it affect my long term disability claim?
  • How are administrative appeals handled under an ERISA disability insurance claim?
  • What are the trademarks of the right long term disability insurance lawyer for you?
  • I am receiving long term disability benefits. Is it considered taxable?
  • My long term disability claim has been denied, what should I do next?
  • My long term disability check was abruptly terminated or cut-off, what should I do?
  • How is disability defined?
  • How is residual or partial disability treated under my long term disability policy?
  • I'm a government employee and had my long term disability claim denied, can you help me?
  • What is disability insurance? What is the difference between Short-Term and Long-Term Disability?
  • I have a Social Security Insurance (SSI) Disability Claim, can insurance claims lawyer J.P. Gonzalez-Sirgo help me?
  • Do I need professional help in filing my disability benefits insurance claim?
  • What are common reasons for Long-Term Disability Insurance Claims Denials?
  • What is an Independent Medical Examination (IME) and Functional Capacity Evaluation (FCE)?
  • My disability insurance company has informed me that a company representative will be visiting me for an interview, what should I do?
  • Can my disability insurance company place me under surveillance?
  • Can insurance claims attorney J.P. Gonzalez-Sirgo help me with my disability claim?
  • How much will it cost me to retain the Law Firm of J.P. Gonzalez-Sirgo, P.A. for my disability insurance claim?

• Life Insurance Claims
  • Can the beneficiary of a life insurance policy collect on a life insurance policy if the insured commits suicide?
  • What is Life Insurance?
  • What are common reasons for a life insurance claim's denial?
  • Can anyone other than the insured change the beneficiary on a life insurance policy?
  • Can I dispute the beneficiary of a life insurance policy?
  • Can insurance lawyer J.P. Gonzalez-Sirgo help with a life insurance claim or dispute between beneficiaries?
  • My life insurance claim has been denied or is being contested by another beneficiary, how much will it cost me to retain the services of insurance lawyer J.P. Gonzalez-Sirgo?
  • My loved one has passed and I can't find the life insurance policy. What can I do?
  • How do I file a life insurance claim in Florida?

• Health or HMO Insurance Claims
  • Specifically, what type of health insurance claims can J.P. Gonzalez-Sirgo, P.A. help me with?
  • How much will it cost to retain the services of insurance lawyer J.P. Gonzalez-Sirgo to help with the denial of health insurance benefits?

• Insurance Bad Faith Claims
  • Which are the Top Ten Worst Insurance Companies in the United States?
  • Is an unreasonably low claims offer or payment submitted by my insurance company to settle my insurance claim an act of bad faith?
  • What is Insurance Bad Faith?
  • My insurance claim was denied. Do I have an insurance bad faith claim?
  • What are the different forms of Insurance Bad Faith?
  • Are there any conditions to filing an Insurance Bad Faith lawsuit?
  • I would like to retain J.P. Gonzalez-Sirgo, P.A. to represent me in my insurance bad faith claim. How much will it cost me?

• Flood Insurance Claims
  • What is a "Flood?"
  • If I remove the furniture from my house and store it in a warehouse to keep it from being damaged in a flood, am I covered for that expense?
  • What types of losses are not covered by flood insurance?
  • What types of property are not covered?
  • Who administers and pays on my flood insurance policy?
  • How much time do I have to file a flood insurance claim from the date of loss?
  • I do not have flood insurance and have sustained damage from rising water as opposed to rain driven rain, what can I do?
  • How do I determine what is wind versus flood damage?
  • Can you help me with my flood insurance claim?

• Mold Insurance Claims
  • What is mold?
  • How does mold grow or multiply in my home or business?
  • Should I be concerned about mold causing damage to my home or business?
  • Where can I learn more on the health effects of mold?
  • Is "mold damage" covered under my insurance policy?
  • What are some typical insurance company tactics for delaying or denying mold insurance claim?

• Renters Insurance Claims
  • What is a Renters Insurance Policy?
  • Why do I need Renters Insurance?
  • What does Renters Insurance Cover?

• Sinkhole Insurance Claims
  • What is a sinkhole?
  • Is sinkhole damage covered by my insurance policy?
  • What are some sinkhole activity signs I should look for?
  • What are my rights as a homeowner when sustaining sinkhole damage?
  • My sinkhole damage claim was approved, but I disagree with the manner the insurance company wants to make repairs to the sinkhole, what can I do?
  • Why should I hire insurance claims attorney J.P. Gonzalez-Sirgo if I suspect sinkhole damage?
  • How much will it cost me to hire the Law Offices of J.P. Gonzalez-Sirgo, P.A. for my sinkhole damages case?

• General
  • If I retain your services, how long will it take to resolve my insurance claim?
  • My insurance contract is lost or incomplete, can you help file my insurance claim?
  • Can insurance claims attorney J.P. Gonzalez-Sirgo help me with a denied or underpaid insurance claim that dates back many years?
  • I handled my own insurance claim and cashed the insurance companys check. I have now started repairs and realize that the monies that I received from the insurance company are not enough to complete all the necessary repairs. Can Miami insurance claims attorney J.P. Gonzalez-Sirgo still help me?
  • A covered insurance loss just occurred, what should I do?
  • My insurance claim has been denied, what can insurance claim lawyer J.P. Gonzalez-Sirog do for me?
  • My insurance company lowballed me on my insurance claim, what can I do?
  • What kind of insurance problems can insurance claims attorney J.P. Gonzalez-Sirgo help me with?
  • I just received a letter from my insurance company in Florida requesting that I submit to an Examination Under Oath/Sworn Statement. What does this mean?
  • The adjuster handling my claim just called asking to take my recorded statement. What does this mean?

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• General
  • J.P. Gonzalez-Sirgo
  • Russell A. Dohan, Of Counsel

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