The Law Firm of J.P. Gonzalez-Sirgo, P.A. has the experience, knowledge and skill required to handle your stolen auto, car, truck, motorcycle, boat or any motor vehicle theft insurance claim throughout South Florida. If your stolen or property damaged motor vehicle insurance claim has been denied, rejected, delayed or underpaid, we can help.
Below is a list of theft and stolen insurance claims we can represent you with:
Florida ranks third in the country for stolen vehicles - According to the National Insurance Crime Bureau, 76,437 cars were stolen in the state during 2005, while 6,325 motorcycles were stolen in the same year. Please click here to see a ten year summary of auto thefts in Florida dating from 1998-2007.
According to the National Highway Traffic Safety Administration, 5,973,000 motor vehicles accidents were reported nationally in 2006 with 4,193,000 of those accidents incurring property damage.
If your vehicle is leased or financed, your leasing company or bank will require that you purchase Collision and Comprehensive insurance coverage for your vehicle. This is the type of insurance that covers your vehicle against property damage and theft.
In addition to automobiles, consumers often are required to purchase or choose to purchase similar policies for boats, trucks, trailers, motorcycles, jet skis, etc.
Case In Point
Our client, the insured under a collision and comprehensive automobile insurance policy, suffered the theft of her vehicle. Fortunately, the vehicle was recovered within a few days with minor damage to the vehicle incurred as a result of the theft. Our client took the vehicle to a local body shop for repairs and contacted her insurance company. The body shop prepared an estimate of the repairs deemed necessary as a result of the theft. The insurance company sent out an appraiser to inspect the vehicle at the body shop. All of the dealings regarding damages to the vehicle took place between the body shop and the insurance company's appraiser and adjuster. The insurance company subsequently denied the insured's claim. As the basis for the denial, the insurance company claimed that the body shop had intentionally inflicted additional damage to the vehicle in order to inflate the cost of the repairs. However, the insurance company proffered no evidence that the insured had any involvement with the body shop's claimed actions. Although repeated requests were made during pre-suit and litigation for the insurance carrier to honor the insurance claim for those damages that were undisputedly related to the theft, the insurance company continued to deny the whole claim. Even though there was no evidence that the insured had anything to do with the body shop's claimed conduct, the insurance company continued to punish the insured as opposed to prosecuting its complaints against the body shop. As a result, the case moved forward to trial. Just before trial was to begin, the insurance company settled the insured's claims for the damage to the vehicle, bad faith damages, attorney fees, and the costs incurred by the insured in prosecuting her claim.
Presenting your Claim - Document, Document,Document
Once your vehicle has sustained damage due to a covered event (for example, your vehicle was damaged in an accident or as a result of vandalism or theft) you need to begin to document your claim. Put your insurance company on notice of the claim. Call your insurance company and let them know what happened. Get the name of the adjuster assigned to your claim, his or her contact information and the claim number.
Take pictures of the damage to the vehicle if possible (obviously you can't take photos of a stolen vehicle that has not been recovered). Take video, if you can, of the property damage. Hold on to any receipts and estimates for repairs. Do not throw out any correspondence or documents that are sent to you by your insurance company. If you are mailing anything to your insurance company do it by certified mail, return receipt requested, and make copies of whatever you are sending for your records. Keep a journal of all your communications with your insurance company. If you become aware of any witnesses that have knowledge of any aspect of your claim, record their name and contact information. Don't throw out any of the damaged vehicle parts. In short, document everything.
Claim Delays, Claim Denials
If your claim is being delayed by your insurance company or has been denied don't be surprised. In particular, stolen vehicle claims in South Florida seem to come under unreasonable scrutiny by the insurance companies.
Let us use our experience to help you. Even if your bad faith motor vehicle insurance claim isn't new, and even if you unknowingly accepted the small check they gave you, you may still be able to pursue your claim - you may be able to reopen an unfair claim years after the loss.
We Are Your Insurance Against the Insurance Companies
As a former claims adjuster, I understand why these situations come about. Insurance companies are in the business of making money. By delaying claims, insurance companies get to hold on to their money a little longer. Money that is invested somewhere earning them money. As far as insurance companies go, the only thing better than delaying a claim is denying a claim.
In simple terms, when you bought your insurance policy your insurance company entered into a contract in which they promised to pay out the insurance benefits in the event you suffered a valid claim in consideration for payment of certain premiums. You and your family were responsible and sacrificed to make those timely insurance premiums. Don't let your insurance company get away with taking your money but refusing to follow through with their half of the deal.
Insurance claims lawyer J.P Gonzalez-Sirgo has nearly 15 years experience and along with an experienced staff we hold insurance companies to their word. We do exactly what insurance companies fear: We Hold Them to Their Promises. We may be able to help you with issues like:
The Law Firm of J.P. Gonzalez-Sirgo, P.A. helps insurance policyholders recover what they are due on their insurance claims, zealously advocates on behalf of victims of catastrophic personal injuries or wrongful death and fights for the rights of consumers and small businesses in Miami and throughout Florida. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
About The Firm
J.P. has been certified as a life member of the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum. The Million Dollar Advocates Forum is recognized as one of the most prestigious groups of trial lawyers in the United States. Membership is limited to attorneys who have won million and multi-million dollar verdicts, awards, and settlements. Fewer than 1% of U.S. lawyers are members. J.P. has also been awarded the top rating of 10.0/10.0 or "Superb" by Avvo. Avvo's Rating system helps people navigate the complex and confusing legal industry, including choosing the right lawyer - an incredibly important decision. The Avvo Rating system takes into consideration a lawyer's background, including years in practice, disciplinary history, professional achievements and industry recognition.
In addition, the firm maintains an A+ rating with the Better Business Bureau. The firm is highly respected by other lawyers and members of our community and maintains offices in the historic Douglas Entrance complex in Coral Gables, Florida. Please click here for further information regarding office location and directions.
Prior to attending law school, J.P. Gonzalez-Sirgo worked as a claims adjuster for a busy independent adjusting firm in Miami where he handled hundreds of claims. Before founding the law offices of J.P. Gonzalez-Sirgo, P.A., Mr. Gonzalez-Sirgo worked for a prominent insurance defense firm in Miami. He now uses the insight that he gained working for the insurance industry for the benefit of his clients.
Attorney J.P. Gonzalez-Sirgo has built his entire career on protecting the rights of insurance policyholders, personal injury and wrongful death victims and fighting for the rights of Florida consumers and small businesses. The firm has recovered millions of dollars for victims of denied or underpaid insurance claims, victims of catastrophic personal injuries and wrongful death and on behalf of those that have been taken advantage of by Big Business and Big Insurance.
Active Legal Memberships
The Florida Bar
American Association For Justice 
Florida Justice Association
Community & Charitable Involvement
The Law Firm of J.P. Gonzalez-Sirgo, P.A believes that representation of our clients does not stop in the courtroom. We believe in giving back to our community by participating in local charitable events. The firm participates or donates to various local charitable and research organizations. Of special importance to the firm are those organizations that support many of the illnesses, syndromes, diseases, disabilities and aliments that afflict so many of our past and current clients. In addition, J.P. is proud to be a volunteer for Lawyers for Children America (LFCA). As a pro-bono LFCA volunteer lawyer, an opportunity exists to protect the rights of children who are victims of abuse, abandonment and neglect by providing free legal representation and collaborating for systematic change to improve the lives of children.
Free Case Evaluation & Consultation
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
There is never a charge to speak with an attorney at our firm. Unlike other law firms, we are available to come to you at your hospital bed side, home, office or other location throughout the entire State of Florida.
You Pay Zero Attorneys' Fees If No Recovery
We understand that many of our clients do not have the resources or means to pay lawyer fees out of pocket. This is why we offer a free consultation and case evaluation. In the great majority of cases, if we decide to go forward with your case, we will work on a contingency fee basis. This means that if there is no recovery on your claim, you do not pay fees for our services.
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
Se Habla Espanol
For our Spanish speaking clients, please click here for Espanol.
A Message To Insurance Policyholders In Florida
There are numerous challenges facing policyholders attempting to have their life insurance and disability insurance claims timely honored by insurance companies: The delays in investigation of claims, the endless request for documents, requests for sworn statements or examinations under oath, requests for recorded statements, fraud accusations, application issues, material misrepresentation issues, requests for medical evaluations, bad faith insurance issues, and litigation.
In the great majority of cases we will be able to help you with these challenges. Attorney J.P. Gonzalez-Sirgo helps disability and life insurance policyholders recover what they are due on their insurance claims. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To The Victims of Catastrophic Personal Injuries or Wrongful Death
There are numerous challenges facing victims of catastrophic injuries and wrongful death in their pursuit to obtain a full measure of justice from those doing wrong.
The good news is that in the great majority of cases we will be able to help you with these challenges. Attorney J.P. Gonzalez-Sirgo zealously advocates on behalf of victims of catastrophic personal injuries or wrongful death. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To Our Referring Public Adjusters
We understand and appreciate the value a Pubic Adjuster brings to a property insurance claim. For years, we have worked side-by-side with Public Insurance Adjusters and their respective clients in helping to resolve any claim issues through our legal representation.
Public Adjusters recognize that sometimes a client's difficult insurance claim requires the need for aggressive legal representation. Experienced public adjusters recognize all of the obstacles presented by an insurer during a challenging claim. The Law Firm of J.P. Gonzalez-Sirgo, P.A. routinely works with clients that have retained the services of a Public Adjuster. We prefer to work together as a team consistent with the best interests of the client's claim. During the claim's process, we seek to keep all members of the team in the loop and engage your advice and services whenever necessary. All efforts put forth by our law firm and your adjusting firm will always be in the best interest of our mutual client.
We also work with corporate counsel and corporate risk managers to resolve any insurance claim disputes.
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To Our Referral Attorneys
For years, the Law Firm of J.P. Gonzalez-Sirgo, P.A. has been welcoming attorney referrals from our colleagues. Many of our clients come to us as a result of referrals from other attorneys, including from out of state lawyers and lawyers from other countries, who know of our success in handling insurance claims litigation. We encourage and welcome these co-counsel opportunities and routinely pay referral fees in accordance with the rules regulating the Florida Bar and Florida law. Over the years, we have paid hundreds of thousands of dollars in referral fees to our referring attorneys. We recognize the trust placed in us by our referring attorneys and so we make sure that our referring attorneys are kept in the loop throughout our representation, from the initial intake through the conclusion of the case.
To discuss a case with us, please call (305)-461-1095 or Toll Free 1-(866)-71-CLAIM. Alternatively, you may click here and fill out our "Contact Us" form and an attorney at the firm will contact you promptly.
Serving Florida & Our Local Communities
J.P. Gonzalez-Sirgo, P.A. provides experienced legal representation for individuals and businesses throughout Florida and Miami Dade County, including Aventura, Bal Harbour, Carol City, Coral Gables, Doral, Florida City, Golden Beach, Hialeah, Hialeah Gardens, Homestead, Kendall, Key Biscayne, Medley, Miami, Miami Beach, Miami Lakes, Miami Gardens, Miami Shores, Miami Springs, North Bay, North Miami, Opa Locka, Pinecrest, South Miami, Sunny Isles Beach, Surfside, Sweetwater, Virginia Gardens, West Miami, Westchester, all of the Florida Keys communities, and Broward and Palm Beach Counties. Covering all of South Florida. Attorney J.P. Gonzalez-Sirgo is admitted to practice in all of the Federal and State courts in Florida, from the Florida Keys to Florida's Panhandle.
Disclaimer
The use of this Website or use of our "Contact Us" form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship and does not constitute legal advice. Time-sensitive or personal confidential information should not be sent through the "Contact Us" form. You are not forming an official attorney-client relationship with the Law Firm of J.P. Gonzalez-Sirgo, P.A. or its attorneys unless and until you have signed a written retainer agreement with this law firm. Submission of the "Contact Us" form does not create a written retainer agreement. If you would like to enter into a written retainer agreement with the Law Firm J.P. Gonzalez-Sirgo, P.A., please call (305)-461-1095 or Toll Free at 1-(866)-71-CLAIM.
The accounts of recent trials, verdicts, and settlements contained in this website are intended to illustrate the results of my work ethic and experience. Of course, each case is unique and the results in one case do not necessarily indicate the quality or value of any other case.
How much will it cost me to hire insurance claims attorney J.P. Gonzalez-Sirgo for my stolen auto insurance claim?
Why should I retain the Law Offices of J.P. Gonzalez-Sirgo, P.A.?
Does insurance claims lawyer J.P. Gonzalez-Sirgo also handle stolen truck, boat, motorcycle and other motor vehicle insurance claims?
My insurance company underpaid my stolen car claim, what can I do?
My car was stolen several months ago and the insurance company has not paid for the claim. I need to buy a new car, but I'm stuck making monthly car payments on my stolen car until the insurance company decides to pay. I can't afford two monthly car payments at the same time, what can I do?
My car was stolen several weeks ago and my insurance company still hasn't paid my stolen auto claim. What can I do?
My motor vehicle was stolen and I filed an insurance claim with my insurance company and have not heard from the insurance company for several weeks, what can I do?
J.P. Gonzalez-Sirgo, P.A.
Douglas Entrance
804 Douglas Road
Suite 373
Coral Gables, FL 33134
Phone: (305) 461-1095
Fax: (305) 461-1096
Toll Free: (866) 71-CLAIM
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My insurance company underpaid my stolen car claim, what can I do?
My car was stolen several months ago and the insurance company has not paid for the claim. I need to buy a new car, but I'm stuck making monthly car payments on my stolen car until the insurance company decides to pay. I can't afford two monthly car payments at the same time, what can I do?
My car was stolen several weeks ago and my insurance company still hasn't paid my stolen auto claim. What can I do?
