According to The Hartford Financial Services Group, Inc., the winter season brings many disabling illnesses and accidents. In a recent press release, The Hartford states that "claims due to depression, respiratory illnesses and fractures jump in January, but not before a spike in good cheer and dip in claims around the holidays."
The Hartford conducted an analysis of over a million short-term disability claims during the past five years. The insurer discovered that disability claims appeared to be at the lowest levels during November and December. However, the New Year seemed to bring an onslaught of disability claims for depression.
Glenn Shapiro, vice president of claims for The Hartford's Group Benefits Division, said "we are warning workers about wintertime wellness risks and urging them to take steps now to protect their health and wealth." Shapiro went on to say, "in today's tough economy, a disability that lasts even a couple of weeks could be a financial hardship for many Americans."
The Hartford's press release gave some tips to employers to keep workers healthy and happy. These tips included not letting stress drain productivity, avoiding confusion about absences and providing workers with information about disability benefits.
If you are not able to work due to a disability, contact insurance claims attorney J.P. Gonzalez-Sirgo at (305) 461-1095 or toll free at (866)-71-CLAIM for legal advice.
The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents people who have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. We can also assist with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.