Common Medical Conditions That Lead to Disability Insurance Claims Filing

According to the Council for Disability Awareness (CDA), a non-profit organization, during 2007 and 2008 the leading causes of long term disability insurance claim filings included musculoskeletal/connective tissue disorders, cancer and cardiovascular/circulatory conditions.

Musculoskeletal or connective tissue disorders include:

·         Autoimmune Rheumatic Disorders

·         Bursa, Muscle, and Tendon Disorders

·         Crystal-Induced Arthritides

·         Foot and Ankle Disorders

·         Hand Disorders

·         Infections of Joints and Bones

·         Joint Disorders

·         Neck and Back Pain

·         Osteonecrosis

·         Osteoporosis

·         Paget’s Disease of Bone

·         Tumors of Bones and Joints

·         Vasculitis Disorders

  The more commonly diagnosed cancer types in the U.S. include:

·         Skin Cancer

·         Colorectal Cancer

·         Breast Cancer

·         Prostate Cancer

·         Lung Cancer

·         Pancreatic Cancer

·         Thyroid Cancer

·         Leukemia

·         Endometrial Cancer

·         Kidney Cancer

·         Non-Hodgkin’s Lymphoma

Cardiovascular or circulatory system conditions include:

·         Arrhythmias and Conduction Disorders

·         Arterial Hypertension

·         Arteriosclerosis

·         Cardiac Tumors

·         Cardiomyopathies

·         Coronary Artery Disease

·         Diseases of the Aorta and its Branches

·         Endocarditis

·         Heart Failure

·         Pericarditis

·         Peripheral Arterial Disorders

·         Peripheral Venous and Lymphatic Disorders

·         Valvular Disorders

The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy.  The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out.  Please contact our office to discuss your case in more detail.