The Law Firm of J.P. Gonzalez-Sirgo, P.A. Helps Insurance Policyholders Recover What They Are Due On Their Insurance Claims, Zealously Advocates On Behalf of Victims of Catastrophic Personal Injuries or Wrongful Death and Fights for the Rights of Consumers and Small Businesses in Miami and Throughout Florida.
Library Categories:
Disability Insurance Claims:
- The NFPA Emergency Evacuation Planning Guide for People with Disabilities [PDF]
Description: If you are disabled, this guide will help you plan for an emergency evacuation. We help individuals with their long term disability claims have been denied, delayed or cut-off. In Florida, please call 1-866-71-CLAIM OR 305-461-1095. - Degenerative Disc Disease Disability Insurance Claim
Description: Degenerative disc disease can lead to many incapacitating symptoms. Read this article to learn more about degenerative disc disease symptoms and treatment options. Contact an experienced Miami disability lawyer at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM for assistance with your degenerative disc disease disability claim. - Hepatitis C Disability Insurance Claim
Description: Find out the symptoms of hepatitis C virus and your treatment options by reading this article. If you have been diagnosed with hepatitis C, you may qualify for Florida disability insurance benefits. Contact an experienced Miami disability lawyer, at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM for assistance with your hepatitis disability insurance claim. - High Blood Pressure Disability Insurance Claim
Description: Do you know the warning signs of high blood pressure? Read this article to learn more about hypertension symptoms and treatment options. If you have been diagnosed with high blood pressure, you may qualify for Florida disability benefits. Contact an experienced Miami disability attorney at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM for assistance with your hypertension disability insurance claim. - Posttraumatic Stress Disorder Disability Insurance Claim
Description: Posttraumatic stress disorder is a serious condition that can significantly disrupt your life. If you are experiencing signs of PTSD and are not able to work, you may qualify for disability insurance benefits. For more information, read this article and contact a Miami disability lawyer at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM. - Osteoarthritis Disability Insurance Claim
Description: Osteoarthritis is often so painful, that it is difficult to even get through the day, not to mention work. If you are suffering from this disorder, you may qualify for long-term disability benefits. Read this article to learn more about osteoarthritis disability claims and contact an experienced Miami disability lawyer at the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM for answers to your legal questions. - Sleep Apnea Disability Insurance Claim
Description: Sleep apnea can be serious and may lead to disability. Read this article to learn more about sleep apnea and contact the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or toll free (866) 71-CLAIM for help with your disability claim. - Bipolar Disorder & Disability Claims
Description: Bipolar disorder is a condition that can significantly impact your life. Find out more about this medical condition and contact the Law Firm of J.P. Gonzalez-Sirgo, P.A. (305) 461-1095 or (866) 71-CLAIM if you are applying for disability benefits due to bipolar disorder. - Bell’s Palsy Disability Insurance Claim
Description: Bell’s palsy is defined as a paralysis or weakness that affects one side of the face. This medical condition can cause a range of health problems. Read this article to learn about the symptoms and prognosis of Bell’s palsy. If you have filed a disability insurance claim or are considering filing, contact the Law Firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or (866) 71-CLAIM for assistance. - Crohn’s Disease Disability Insurance Claim
Description: Crohn’s disease affects an estimated 400,000 to 600,000 people in North America. This autoimmune disease can be painful and when symptoms flare up, it can lead to disability. Find out more about Crohn’s disease in this article and contact the Law Firm of J.P. Gonzalez-Sirgo, P.A. to discuss your disability insurance case. - Debra Swanson v. Hearst Corporation Long Term Disability Plan [PDF]
Description: Appellant Debra Swanson challenges the district court’s grant of summary judgment to Appellee Hearst Corp. Long Term Disability Plan (“the Plan”), on the grounds that Swanson failed to exhaust administrative remedies prior to bringing suit. We AFFIRM. - AIDS Disability Insurance Claim
Description: If you are currently suffering from AIDS and have filed or are considering filing a disability insurance claim, we can help. - Lupus Disability Insurance Claim
Description: If you are currently suffering from lupus and have filed or are considering filing a disability insurance claim, we can help. - Chronic Fatigue Syndrome Disability Insurance Claim
Description: If you are currently suffering from chronic fatigue syndrome and have filed or are considering filing a disability insurance claim, we can help. - Carpal Tunnel Syndrome Disability Insurance Claim
Description: Florida Disability Insurance Lawyer. The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail. - Paget’s Disease Disability Insurance Claim
Description: Miami and Florida Disability Insurance Lawyer. The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail. - Lumbar Spinal Stenosis Disability Insurance Claim
Description: Long term disability insurance attorney. The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail. - Neck and Back Pain Disability Insurance Claim
Description: Long term disability insurance claims in Miami, Ft. Lauderdale and throughout Florida. - Common Medical Conditions That Lead to Disability Insurance Claims Filing
Description: Disability insurance claims attorney in Miami, Ft. Lauderdale and throughout Florida. The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. - Fibromyalgia Disability Insurance Claim
Description: Miami Disability Insurance Claim Attorney. The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office to discuss your case in more detail. - Insurers Use These Tactics to Deny Long-Term Disability Benefits
Description: Insurance companies are known for using tactics to deny long-term disability benefits. Read this article to find out some of the common tactics used by insurers and contact a Miami insurance claim lawyer at the law firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or toll free at (866)-71-CLAIM if you have been denied long-term disability benefits. - Your Rights Under the Employee Retirement Income Security Act (ERISA)
Description: Find out your rights as a long-term disability insurance policyholder under the Employee Retirement Income Security Act. Contact a Miami insurance claim lawyer at the law firm of J.P. Gonzalez-Sirgo, P.A. at (305) 461-1095 or toll free at (866)-71-CLAIM, if you have been denied long-term disability benefits. - When to Contact a Disability Insurance Lawyer
Description: When do you need to hire a Florida insurance lawyer for assistance with a long-term disability insurance claim? This article has the answer to this question and more. If your Florida long-term disability claim was denied, contact insurance claims attorney J.P. Gonzalez-Sirgo at (305) 461-1095 or (866) 71-CLAIM for legal advice. - Supreme Court of the United States, Metropolitan Life Insurance Company, et al, Petitioners v. Wanda Glenn on Writ of Certiorari to the United States Court of Appeals for the Sixth Circuit [June 19, 2008]. [PDF]
Description: The Employee Retirement Income Security Act of 1974 (ERISA) permits a person denied benefits under an employee benefit plan to challenge that denial in federal court. 88 Stat. 829, as amended, 29 U. S. C. §1001 et seq.; see §1132(a)(1)(B). Often the entity that administers the plan, such as an employer or an insurance company, both determines whether an employee is eligible for benefits and pays benefits out of its own pocket. We here decide that this dual role creates a conflict of interest; that a reviewing court should consider that conflict as a factor in determining whether the plan administrator has abused its discretion in denying benefits; and that the significance of the factor will depend upon the circumstances of the particular case. See Firestone Tire & Rubber Co. v. Bruch, 489 U. S. 101, 115 (1989). - Unum Disability Insurance Company loses case and must pay back benefits starting from 1995.
Description: The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective of whether the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, handling denials of claims or termination of benefits, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Please contact our office at 305-461-1095 or 1-866-71-CLAIM. - Common Reasons for Long-Term Disability Insurance Denials
Description: Disiability Insurance Claims. The Law Firm of J.P. Gonzalez-Sirgo, P.A. offers free consultations and case evaluations. No Recovery, No Lawyer Fees. Call 305-461-1095 or Toll Free 1-866-71-CLAIM. Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. There are many reasons for disability insurance claim denials. However, when an insurance company acts in bad faith or unfairly denies a claim, the decision can be challenged. Contact J.P. Gonzalez-Sirgo, P.A. at 866-71-CLAIM if you have received a denial for your disability insurance claim. - Disability Insurance Companies
Description: The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Serving all of Florida. Please call 305-461-1095 or 1-866-71-CLAIM. - Long Term Disability Conditions
Description: The Law Firm of J.P. Gonzalez-Sirgo, P.A. represents individuals that have had their valid long term disability benefits denied, delayed or terminated irrespective if the policy was purchased individually or issued through an employer group policy. The firm is available to assist individuals with the initial application process, during the administrative appeals process, termination, litigation in state or federal court, and negotiating a one-time lump sum settlement or buy-out. Serving all of Florida. Please call 305-461-1095 or 1-866-71-CLAIM. - Appealing ERISA Disability Insurance Claim Denials
Description: Disiability Insurance Claims. The Law Firm of J.P. Gonzalez-Sirgo, P.A. offers free consultations and case evaluations. No Recovery, No Lawyer Fees. Call 305-461-1095 or Toll Free 1-866-71-CLAIM. Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. The appeals process for ERISA disability insurance claims is different than individual disability insurance denials. This article explains the appeals process for disability insurance denials that are regulated by the ERISA. Call J.P. Gonzalez-Sirgo at 866-71-CLAIM if you have been denied disability insurance benefits. - Short-Term vs. Long-Term Disability Insurance
Description: Disiability Insurance Claims. The Law Firm of J.P. Gonzalez-Sirgo, P.A. offers free consultations and case evaluations. No Recovery, No Lawyer Fees. Call 305-461-1095 or Toll Free 1-866-71-CLAIM. Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. There are two types of disability insurance, short-term and long-term. J.P. Gonzalez-Sirgo simplifies the differences between the two in this informative article. Call J.P. Gonzalez-Sirgo at 866-71-CLAIM if you have been denied disability insurance benefits. - Appeals Process for Individual Long-Term Disability Insurance
Description: Disiability Insurance Claims. The Law Firm of J.P. Gonzalez-Sirgo, P.A. offers free consultations and case evaluations. No Recovery, No Lawyer Fees. Call 305-461-1095 or Toll Free 1-866-71-CLAIM. Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. Long-term disability benefits are sometimes denied. You can appeal the decision, but certain procedures must be followed for individual long-term disability insurance policies. Call J.P. Gonzalez-Sirgo at 866-71-CLAIM if you have been denied long-term disability insurance benefits. - UnumProvident Denies Eye Surgeon's Disability Claim
Description: Disiability Insurance Claims. The Law Firm of J.P. Gonzalez-Sirgo, P.A. offers free consultations and case evaluations. No Recovery, No Lawyer Fees. Call 305-461-1095 or Toll Free 1-866-71-CLAIM. Disability insurance cases are unique in that they tend to be more complex than other types of insurance coverage cases. Let J.P. Gonzalez-Sirgo, P.A. examine your case. If you or a loved one has suffered from disability insurance fraud or bad faith, contact me today. 60 Minutes interviews a successful doctor who filed a disability insurance claim with UnumProvident. After the insurance company denied his claim, the doctor sued and obtained a $36 million dollar verdict. This story reports on the claim handling procedures that UnumProvident pressures its claim handlers to follow.
The Law Firm of J.P. Gonzalez-Sirgo, P.A. helps insurance policyholders recover what they are due on their insurance claims, zealously advocates on behalf of victims of catastrophic personal injuries or wrongful death and fights for the rights of consumers and small businesses in Miami and throughout Florida. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
About The Firm
J.P. has been certified as a life member of the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum. The Million Dollar Advocates Forum is recognized as one of the most prestigious groups of trial lawyers in the United States. Membership is limited to attorneys who have won million and multi-million dollar verdicts, awards, and settlements. Fewer than 1% of U.S. lawyers are members. J.P. has also been awarded the top rating of 10.0/10.0 or "Superb" by Avvo. Avvo's Rating system helps people navigate the complex and confusing legal industry, including choosing the right lawyer - an incredibly important decision. The Avvo Rating system takes into consideration a lawyer's background, including years in practice, disciplinary history, professional achievements and industry recognition.
In addition, the firm maintains an A+ rating with the Better Business Bureau. The firm is highly respected by other lawyers and members of our community and maintains offices in the historic Douglas Entrance complex in Coral Gables, Florida. Please click here for further information regarding office location and directions.
Prior to attending law school, J.P. Gonzalez-Sirgo worked as a claims adjuster for a busy independent adjusting firm in Miami where he handled hundreds of claims. Before founding the law offices of J.P. Gonzalez-Sirgo, P.A., Mr. Gonzalez-Sirgo worked for a prominent insurance defense firm in Miami. He now uses the insight that he gained working for the insurance industry for the benefit of his clients.
Attorney J.P. Gonzalez-Sirgo has built his entire career on protecting the rights of insurance policyholders, personal injury and wrongful death victims and fighting for the rights of Florida consumers and small businesses. The firm has recovered millions of dollars for victims of denied or underpaid insurance claims, victims of catastrophic personal injuries and wrongful death and on behalf of those that have been taken advantage of by Big Business and Big Insurance.
Active Legal Memberships
The Florida Bar
American Association For Justice
Florida Justice Association
Community & Charitable Involvement
The Law Firm of J.P. Gonzalez-Sirgo, P.A believes that representation of our clients does not stop in the courtroom. We believe in giving back to our community by participating in local charitable events. The firm participates or donates to various local charitable and research organizations. Of special importance to the firm are those organizations that support many of the illnesses, syndromes, diseases, disabilities and aliments that afflict so many of our past and current clients. In addition, J.P. is proud to be a volunteer for Lawyers for Children America (LFCA). As a pro-bono LFCA volunteer lawyer, an opportunity exists to protect the rights of children who are victims of abuse, abandonment and neglect by providing free legal representation and collaborating for systematic change to improve the lives of children.
Free Case Evaluation & Consultation
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
There is never a charge to speak with an attorney at our firm. Unlike other law firms, we are available to come to you at your hospital bed side, home, office or other location throughout the entire State of Florida.
You Pay Zero Attorneys' Fees If No Recovery
We understand that many of our clients do not have the resources or means to pay lawyer fees out of pocket. This is why we offer a free consultation and case evaluation. In the great majority of cases, if we decide to go forward with your case, we will work on a contingency fee basis. This means that if there is no recovery on your claim, you do not pay fees for our services.
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
Se Habla Espanol
For our Spanish speaking clients, please click here for Espanol.
A Message To Insurance Policyholders In Florida
There are numerous challenges facing policyholders attempting to have their life insurance and disability insurance claims timely honored by insurance companies: The delays in investigation of claims, the endless request for documents, requests for sworn statements or examinations under oath, requests for recorded statements, fraud accusations, application issues, material misrepresentation issues, requests for medical evaluations, bad faith insurance issues, and litigation.
In the great majority of cases we will be able to help you with these challenges. Attorney J.P. Gonzalez-Sirgo helps disability and life insurance policyholders recover what they are due on their insurance claims. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To The Victims of Catastrophic Personal Injuries or Wrongful Death
There are numerous challenges facing victims of catastrophic injuries and wrongful death in their pursuit to obtain a full measure of justice from those doing wrong.
The good news is that in the great majority of cases we will be able to help you with these challenges. Attorney J.P. Gonzalez-Sirgo zealously advocates on behalf of victims of catastrophic personal injuries or wrongful death. If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To Our Referring Public Adjusters
We understand and appreciate the value a Pubic Adjuster brings to a property insurance claim. For years, we have worked side-by-side with Public Insurance Adjusters and their respective clients in helping to resolve any claim issues through our legal representation.
Public Adjusters recognize that sometimes a client's difficult insurance claim requires the need for aggressive legal representation. Experienced public adjusters recognize all of the obstacles presented by an insurer during a challenging claim. The Law Firm of J.P. Gonzalez-Sirgo, P.A. routinely works with clients that have retained the services of a Public Adjuster. We prefer to work together as a team consistent with the best interests of the client's claim. During the claim's process, we seek to keep all members of the team in the loop and engage your advice and services whenever necessary. All efforts put forth by our law firm and your adjusting firm will always be in the best interest of our mutual client.
We also work with corporate counsel and corporate risk managers to resolve any insurance claim disputes.
If you would like a Free Consultation and Case Evaluation, please fill out the Quick Contact Form to the right or click here and a member of our firm will contact you promptly. You may also contact us directly at (305) 461-1095 or Toll Free at 1-(866)-71-CLAIM.
A Message To Our Referral Attorneys
For years, the Law Firm of J.P. Gonzalez-Sirgo, P.A. has been welcoming attorney referrals from our colleagues. Many of our clients come to us as a result of referrals from other attorneys, including from out of state lawyers and lawyers from other countries, who know of our success in handling insurance claims litigation. We encourage and welcome these co-counsel opportunities and routinely pay referral fees in accordance with the rules regulating the Florida Bar and Florida law. Over the years, we have paid hundreds of thousands of dollars in referral fees to our referring attorneys. We recognize the trust placed in us by our referring attorneys and so we make sure that our referring attorneys are kept in the loop throughout our representation, from the initial intake through the conclusion of the case.
To discuss a case with us, please call (305)-461-1095 or Toll Free 1-(866)-71-CLAIM. Alternatively, you may click here and fill out our "Contact Us" form and an attorney at the firm will contact you promptly.
Serving Florida & Our Local Communities
J.P. Gonzalez-Sirgo, P.A. provides experienced legal representation for individuals and businesses throughout Florida and Miami Dade County, including Aventura, Bal Harbour, Carol City, Coral Gables, Doral, Florida City, Golden Beach, Hialeah, Hialeah Gardens, Homestead, Kendall, Key Biscayne, Medley, Miami, Miami Beach, Miami Lakes, Miami Gardens, Miami Shores, Miami Springs, North Bay, North Miami, Opa Locka, Pinecrest, South Miami, Sunny Isles Beach, Surfside, Sweetwater, Virginia Gardens, West Miami, Westchester, all of the Florida Keys communities, and Broward and Palm Beach Counties. Covering all of South Florida. Attorney J.P. Gonzalez-Sirgo is admitted to practice in all of the Federal and State courts in Florida, from the Florida Keys to Florida's Panhandle.
Disclaimer
The use of this Website or use of our "Contact Us" form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship and does not constitute legal advice. Time-sensitive or personal confidential information should not be sent through the "Contact Us" form. You are not forming an official attorney-client relationship with the Law Firm of J.P. Gonzalez-Sirgo, P.A. or its attorneys unless and until you have signed a written retainer agreement with this law firm. Submission of the "Contact Us" form does not create a written retainer agreement. If you would like to enter into a written retainer agreement with the Law Firm J.P. Gonzalez-Sirgo, P.A., please call (305)-461-1095 or Toll Free at 1-(866)-71-CLAIM.
The accounts of recent trials, verdicts, and settlements contained in this website are intended to illustrate the results of my work ethic and experience. Of course, each case is unique and the results in one case do not necessarily indicate the quality or value of any other case.
