An insurance policy is a contract. In exchange for your premiums, the insurance company promises to pay your valid insurance claims. When the insurance company fails to meet its obligations and act in good faith according to the insurance policy and Florida law, insurance bad faith is said to exist. If insurance bad faith can be proven, Florida law allows the insured to collect damages, attorney fees and costs, and in some cases punitive damages.
Some examples of Insurance Bad Faith conduct include:
- Insurance company denies your valid claim
- Insurance company ignores or delays paying your claim
- Insurance company underpays or lowballs your claim
- Insurance company unjustifiably suspends or cuts-off payments on your previously approved claim
- Insurance company interprets ambiguous language in your policy in its favor to avoid paying your claim
- Insurance company purposely conceals or misrepresents benefits that you are entitled to under your insurance policy
- Insurance company attempts to dissuade you from filing your legitimate claim
- Insurance company engages in insurance fraud
- Insurance company engages in other malicious and dishonest conduct
You can reach Attorney J.P. Gonzalez-Sirgo by calling (786) 272-5841 or by emailing [email protected].
